KIA OPTIMA 2019
Marie Eve from Saint-Georges-De-Windsor
$1028 /year
Premium computed in May 2026
The 2019 Kia Optima is a stylish midsize sedan offering strong value, a spacious cabin, and a generous warranty. It appeals to pragmatic buyers seeking comfort, reliability, and technology without a premium-sedan price tag.
Between 2021 and 2026, the average premium for the 2019 Kia Optima fluctuates considerably, moving from $1678 to $2211, dropping to $1236 in 2024, then rising again to $2349 in 2026. This variability suggests notable sensitivity to market conditions rather than a linear trend.
To find the best insurance for your KIA OPTIMA 2019 vehicle, it is more important than ever to compare the available options.
Premiums for the 2019 Kia Optima are highest in Gatineau ($3278), Trois-Rivières ($3210), and Longueuil ($3201), while Brossard ($1016), Repentigny ($1286), and Montreal ($1466) post the lowest amounts, revealing a significant geographic gap.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1015.88 |
| GATINEAU | $3278.48 |
| LÉVIS | $1742.84 |
| LONGUEUIL | $3200.52 |
| MONTRÉAL | $1466.05 |
| QUÉBEC | $2401.44 |
| REPENTIGNY | $1286.2 |
| TROIS-RIVIÈRES | $3210.32 |
The average premium for a 2019 Kia Optima varies by year, ranging from $1236 in 2024 to $2349 in 2026, with recent averages around $2349.
Not in a linear way. Between 2021 and 2026, the premium fluctuates significantly, moving from $1678 to $2211, dropping to $1236 in 2024, then climbing to $2349 in 2026.
Based on the data, Gatineau shows the highest premium at $3278, followed by Trois-Rivières ($3210) and Longueuil ($3201).
Brossard offers the lowest premium ($1016), followed by Repentigny ($1286) and Montreal ($1466), showing a notable gap versus the priciest cities.
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Differences in traffic density, theft frequency, and local claims history explain gaps that can exceed $2000 between certain cities for the same vehicle.
Comparing quotes from several partner insurers remains the best way to find more competitive premiums, especially given the differences observed between cities.
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
