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KIA OPTIMA 2017 Car Insurance

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The 2017 Kia Optima is a midsize sedan with elegant styling, offering a solid balance of comfort, features, and affordability. It appeals to buyers seeking a reliable family car without premium-brand costs.

KIA OPTIMA 2017 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2017 Kia Optima fluctuate significantly: rising from $555 in 2021 to a peak of $2002 in 2023, then dropping to $1185 in 2025 before climbing back to $1522 in 2026. This variability reflects market adjustments rather than a linear trend.

To find the best insurance for your KIA OPTIMA 2017 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA OPTIMA 2017 cost in Quebec?

Premiums are highest in Longueuil ($2056), Lévis ($1940), and Montreal ($1787), while Gatineau ($568), Repentigny ($567), and Drummondville ($777) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $568.09
LAVAL $1261.30
LÉVIS $1940.20
LONGUEUIL $2056.5
MONTRÉAL $1434.44
REPENTIGNY $566.8
SHERBROOKE $655.09

Frequently asked questions (FAQ)

How much does insurance cost for a 2017 Kia Optima?
The average premium varies by year, ranging from $555 in 2021 to $2002 in 2023, with a value of $1522 in 2026 based on the latest available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why do premiums for the 2017 Kia Optima vary so much year to year?
These fluctuations, between $555 and $2002 depending on the year, likely reflect changes in claims data, vehicle age, and general insurance market adjustments.
Which cities offer the lowest insurance cost for a 2017 Kia Optima?
Based on the data provided, Repentigny ($567), Gatineau ($568), and Drummondville ($777) post the lowest average premiums for this model.
Why do Longueuil and Lévis show higher premiums?
Longueuil ($2056) and Lévis ($1940) present amounts well above average, which may be explained by local differences in claims frequency or traffic density.
What factors influence the premium for a 2017 Kia Optima?
Vehicle age, claims history, city of residence, and driver profile are the main factors driving premium variation, as shown by the gap between $567 and $2056 across regions.
How can I lower my premium for a 2017 Kia Optima?
Comparing quotes from several insurers, maintaining a clean driving record, and bundling policies are effective ways to reduce costs, especially in cities with higher average premiums.

Offers received by our customers on KIA OPTIMA 2017 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026