In Alma, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Alma, home premiums progress irregularly according to home value. The representative 500k-600k tier reaches $2101, well above $1497 for 400k-500k and $1807 for 600k-700k. This non-linear progression suggests that property or reconstruction value remains an important factor, but other elements such as local risk profile, building age, materials, or claim history can create significant gaps between properties of similar value.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $1188.57 |
| 400k-500k | $1497.28 |
| 500k-600k | $2101.47 |
| 600k-700k | $1807.20 |
| 700k-800k | $1684.86 |
| 800k-900k | $3147.91 |
| 900k-1000k | $1354.98 |
| 2M+ | $11428.64 |
| Property value | Average price over the last 12 months |
|---|---|
| 200k-300k | $367.31 |
In Alma, tenant premiums increase notably according to the insured contents amount. The representative 30k-50k tier reaches $269, then amounts rise to $368 for 50k-75k and $544 for 100k-150k. This progression shows that the insured contents amount remains the main statistical driver of premium differences. For tenants, civil liability and local risk profile can also influence the premium, but insured value generally explains most of the observed differences.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $273.70 |
| 30k-50k | $269.44 |
| 50k-75k | $368.28 |
| 100k-150k | $543.95 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
|
Client
The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services. |
||
Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner. |
||
