In Longueuil, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Longueuil, the premium climbs roughly $260 to $280 per $100k value increment, with notable acceleration in the higher tiers. A representative $500k–$600k home pays $1180 per year, while a property of $1M or more reaches $2926. Flood-zone exposure, particularly significant on the South Shore, and the local risk profile can amplify this progression more than reconstruction value alone.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $845.88 |
| 400k-500k | $1018.69 |
| 500k-600k | $1137.53 |
| 600k-700k | $1408.36 |
| 700k-800k | $1905.13 |
| 800k-900k | $1745.59 |
| 900k-1000k | $2192.86 |
| 1M-2M | $2541.07 |
| 2M+ | $4989.96 |
In Longueuil, the progression of premiums by condo value is irregular, with no clear linear pattern. Premiums range from $311 for $600k–$650k condos to $579 for $200k–$250k units. This non-linear variation reflects the significant influence of flood-zone exposure and local risk profile, which can shift the relationship between reconstruction value and premium more than in other markets.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $366.68 |
| 200k-300k | $488.73 |
| 300k-400k | $414.83 |
| 400k-500k | $516.81 |
| 500k-600k | $480.69 |
| 600k-700k | $310.62 |
| 700k-800k | $401.19 |
| 800k+ | $481.11 |
In Longueuil, tenant premiums vary by contents coverage amount: starting at $296 for $20k–$30k coverage, rising to $323 for $30k–$50k, then accelerating noticeably to $389 for $50k–$75k and $420 for $75k–$100k. The gap between the lowest coverage tier (under $20k) and the highest ($100k–$150k) reaches $211, reflecting the direct relationship between insured contents value and claim risk.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $296.44 |
| 30k-50k | $322.36 |
| 50k-75k | $375.05 |
| 75k-100k | $376.50 |
| 100k-150k | $481.05 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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