In Brossard, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Brossard, premiums climb roughly $94 to $150 per $100k value increment up to $700k, then accelerate sharply beyond. A representative $500k–$600k home pays $1196 per year, while properties in the $800k–$900k and $1M+ tiers reach $2492 and $3563 respectively. This marked acceleration in higher tiers reflects flood-zone exposure, local risk profile, and concentrated claims in higher-value sectors.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $774.53 |
| 400k-500k | $1036.69 |
| 500k-600k | $1179.54 |
| 600k-700k | $1491.50 |
| 700k-800k | $1436.72 |
| 800k-900k | $2586.58 |
| 900k-1000k | $2371.95 |
| 1M-2M | $2420.88 |
| 2M+ | $11591.06 |
In Brossard, the progression of premiums by unit value is highly irregular and does not follow a predictable linear pattern. The $350k–$400k tier shows an abnormal spike at $1202, while other tiers vary widely between $359 and $584. This volatility suggests that factors beyond reconstruction value — notably flood-zone exposure, building-specific risk profile, and historical claims — play a dominant role in local pricing.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $364.88 |
| 200k-300k | $431.50 |
| 300k-400k | $650.54 |
| 400k-500k | $451.40 |
| 500k-600k | $523.07 |
| 600k-700k | $423.35 |
| 700k-800k | $405.23 |
| 800k+ | $598.59 |
In Brossard, tenant premiums vary significantly based on contents coverage amount. Modest coverage tiers (<20k and 20k-30k) show the lowest premiums at $278 and $266 respectively, while higher tiers (75k-100k and 150k+) reach $477 and $799. This progression directly reflects the replacement cost of insured contents; the higher the coverage, the higher the premium to offset increased risk.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $262.09 |
| 30k-50k | $306.42 |
| 50k-75k | $389.76 |
| 75k-100k | $477.23 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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