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Home insurance price examples in Brossard

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Home insurance in Brossard

In Brossard, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.

  • Home - For homeowners of a detached house
  • Condo - For condominium owners
  • Tenant - For tenants of a rental dwelling

HOME - AVERAGE PREMIUM BY PROPERTY VALUE IN BROSSARD

In Brossard, premiums generally increase with property value, but the profile shows marked acceleration at higher tiers. The representative 500k-600k tier reaches $1087, close to the 400k-500k tier at $1093. However, starting at 600k-700k ($1395), the progression accelerates, and it becomes very significant at the 800k-900k ($2406), 900k-1000k ($2272), and 1M-2M ($2251) tiers. The 2M+ tier shows $9049, likely reflecting a reduced number of properties or very specific characteristics. This nonlinear curve suggests that factors beyond value alone, such as risk profile, building age, or materials, play an increasingly important role at higher values.

Property value Average price over the last 12 months
<400k $755.43
400k-500k $1093.46
500k-600k $1086.93
600k-700k $1395.29
700k-800k $1405.80
800k-900k $2406.41
900k-1000k $2271.53
1M-2M $2250.99
2M+ $9048.64

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CONDO - AVERAGE PREMIUM BY PROPERTY VALUE IN BROSSARD

In Brossard, condo premiums vary by unit value, but without strict linear progression. The representative 300k-400k tier reaches $599, while 400k-500k drops to $490 and 500k-600k rises to $592. This non-uniform variation suggests that factors beyond insured value influence premiums, such as the specific building profile, construction age, materials, claim history, or certain local risks. The data shows that property value remains an important benchmark, but it does not alone explain all observed differences.

Property value Average price over the last 12 months
<200k $364.88
200k-300k $414.29
300k-400k $598.85
400k-500k $489.65
500k-600k $592.09
600k-700k $413.25
700k-800k $405.23
800k+ $515.82

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TENANT - AVERAGE PREMIUM BY CONTENTS VALUE IN BROSSARD

In Brossard, tenant premiums rise steadily according to the insured contents amount. The representative 30k-50k tier reaches $309, then amounts increase to $358 for 50k-75k and $360 for 75k-100k. This progression shows that coverage amount remains the main statistical driver of differences. The local risk profile, neighborhood claim history, and certain regional factors can still slightly adjust the premium around this progression.

Contents value Average price over the last 12 months
20k-30k $266.63
30k-50k $308.90
50k-75k $357.56
75k-100k $360.25

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