In Montréal-Nord, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Montreal-North, premiums generally increase with home value, but with notable acceleration at higher tiers. The representative 500k-600k tier reaches $1570, after $1287 for 400k-500k. However, the 700k-800k tier jumps to $2972, well beyond the expected progression, while 800k-900k drops to $2512. This non-linearity suggests that other factors—such as risk profile, building age, materials, or claim history—play an important role at higher values.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $1008.53 |
| 400k-500k | $1287.28 |
| 500k-600k | $1569.81 |
| 600k-700k | $1697.96 |
| 700k-800k | $2972.11 |
| 800k-900k | $2511.72 |
| 900k-1000k | $2965.51 |
| 1M-2M | $3023.07 |
In Montréal-Nord, condo premiums vary according to unit value, with notable gaps between the provided tiers. The 300k-400k tier reaches $319, then $637 for 400k-500k, $905 for 600k-700k, and $792 for 800k+. The progression is not strictly linear: the 700k-800k tier shows $8954, which represents a significant gap compared with adjacent tiers. This anomaly may reflect particular data, a methodological change, or market conditions specific to this value segment.
| Property value | Average price over the last 12 months |
|---|---|
| 300k-400k | $318.52 |
| 400k-500k | $637.14 |
| 600k-700k | $904.76 |
| 700k-800k | $8954.01 |
| 800k+ | $791.67 |
In Montreal-Nord, tenant premiums vary according to the insured contents amount. The representative 30k-50k tier reaches $298, after $293 for 20k-30k and before $316 for 50k-75k. This steady progression shows that the insured contents amount remains the main statistical driver for lower tiers. However, the 100k-150k tier reaches $642, representing a sharp increase compared with previous tiers. This discontinuity may reflect different risk profiles, variable deductibles, or pricing adjustments for higher-content contracts.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $292.85 |
| 30k-50k | $297.76 |
| 50k-75k | $315.76 |
| 75k-100k | $327.53 |
| 100k-150k | $641.74 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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