In Saint-Augustin-de-Desmaures, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Saint-Augustin-de-Desmaures, the premium progression by value reveals a non-linear curve: properties under $400k pay $886, while the $500k–$600k tier reaches $1429. Above $700k, premiums accelerate significantly, peaking at $3429 for properties of $1M and above. This acceleration in the higher tiers reflects not only reconstruction value but also flood-zone exposure and the specific risk profile of larger properties often situated near watercourses.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $831.37 |
| 400k-500k | $1233.00 |
| 500k-600k | $1172.77 |
| 600k-700k | $1239.51 |
| 700k-800k | $2270.72 |
| 800k-900k | $2271.82 |
| 900k-1000k | $2384.76 |
| 1M-2M | $2504.55 |
| 2M+ | $8193.53 |
See full details for a home in Saint-Augustin-de-Desmaures →
In Saint-Augustin-de-Desmaures, the premium progression by condo value is irregular and non-linear. Condos valued at $100k–$150k show $267, while those at $300k–$350k reach $839, and the largest ($700k+) sit at $449. This atypical variation suggests that flood-zone exposure and local risk profile play a more important role than reconstruction value alone in determining premiums.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $266.69 |
| 200k-300k | $282.55 |
| 300k-400k | $941.76 |
| 400k-500k | $617.25 |
| 600k-700k | $398.53 |
| 700k-800k | $719.4 |
| 800k+ | $313.46 |
See full details for a condo in Saint-Augustin-de-Desmaures →
In Saint-Augustin-de-Desmaures, tenant premiums vary by contents coverage amount: under $20k costs $230, the $20k–$30k tier reaches $275, and $30k–$50k coverage sits at $252. The highest tier ($75k–$100k) shows $292. Gaps remain moderate, reflecting the nature of tenant coverage which focuses primarily on contents and civil liability rather than building value.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $275.05 |
| 30k-50k | $262.69 |
| 75k-100k | $292.45 |
See full details for a tenant in Saint-Augustin-de-Desmaures →
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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