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Home insurance price examples in Repentigny

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Home insurance in Repentigny

In Repentigny, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.

  • Home - For homeowners of a detached house
  • Condo - For condominium owners
  • Tenant - For tenants of a rental dwelling

HOME - AVERAGE PREMIUM BY PROPERTY VALUE IN REPENTIGNY

In Repentigny, the premium progression across value tiers shows marked acceleration starting at $800k. A representative $500k–$600k home pays $1573 per year, while properties of $800k–$900k reach $2548, and those of $1M+ climb to $3285. This steepened curve is primarily explained by flood-zone exposure, which affects higher-value properties near watercourses more severely, and by the local risk profile specific to the region.

Property value Average price over the last 12 months
<400k $1104.81
400k-500k $1630.90
500k-600k $1576.89
600k-700k $1784.14
700k-800k $2004.66
800k-900k $2502.68
900k-1000k $2776.01
1M-2M $3497.39

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CONDO - AVERAGE PREMIUM BY PROPERTY VALUE IN REPENTIGNY

In Repentigny, premiums vary considerably by condo value without strict linear progression. Units under $100k show $447, while those in the $250k–$300k range climb to $586 — the portfolio's highest point. Higher tiers ($700k+) return to $476, suggesting a bend in the curve. This non-linearity reflects flood-zone exposure, local risk profile, and the composition of Repentigny's real estate stock, where value alone does not determine the premium.

Property value Average price over the last 12 months
<200k $386.36
200k-300k $515.61
300k-400k $444.23
400k-500k $486.57
700k-800k $295.39
800k+ $593.42

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TENANT - AVERAGE PREMIUM BY CONTENTS VALUE IN REPENTIGNY

In Repentigny, tenant premiums vary considerably depending on contents coverage amount. Modest coverage (under $20k) costs $257 per year, while mid-range coverage ($30k–$50k) reaches $271. A sharp acceleration appears above $50k: the $50k–$75k tier rises to $341, and coverage above $100k sits around $610–$613. This non-linear progression reflects risk exposure and claim density according to the contents profile insured.

Contents value Average price over the last 12 months
20k-30k $265.44
30k-50k $279.35
50k-75k $332.57
75k-100k $406.91
100k-150k $612.88

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