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Home insurance price examples in Mascouche

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Home insurance in Mascouche

In Mascouche, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.

  • Home - For homeowners of a detached house
  • Condo - For condominium owners
  • Tenant - For tenants of a rental dwelling

HOME - AVERAGE PREMIUM BY PROPERTY VALUE IN MASCOUCHE

In Mascouche, the premium rises noticeably according to home value. The representative 500k-600k tier reaches $1658, after $1483 for 400k-500k and before $1758 for 600k-700k. Above $700k, the progression accelerates: $2208 for 700k-800k, then $2478 for 800k-900k. This acceleration suggests that insured value remains the main statistical driver, but higher-value properties may also present distinct risk profiles or coverage needs. The 2M+ tier reaches $6465, reflecting the specific considerations of high-end properties.

Property value Average price over the last 12 months
<400k $1064.37
400k-500k $1483.30
500k-600k $1658.05
600k-700k $1758.31
700k-800k $2207.92
800k-900k $2478.17
900k-1000k $2631.23
1M-2M $2947.11
2M+ $6465.28

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CONDO - AVERAGE PREMIUM BY PROPERTY VALUE IN MASCOUCHE

In Mascouche, condo premiums by value tier do not follow a regular progression. The representative 300k-400k tier reaches $426, while 400k-500k shows $356, and 500k-600k drops to $301. This absence of linear progression with value suggests that other factors—such as building profile, construction age, materials, claim history, or local risks—play a significant role in determining premiums. Insured value alone does not fully explain the gaps observed between tiers.

Property value Average price over the last 12 months
<200k $384.04
200k-300k $345.70
300k-400k $426.07
400k-500k $355.96
500k-600k $300.9
600k-700k $439.27
800k+ $429.68

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TENANT - AVERAGE PREMIUM BY CONTENTS VALUE IN MASCOUCHE

In Mascouche, tenant premiums increase progressively according to the insured contents amount. The representative 30k-50k tier reaches $289, then amounts rise to $315 for 50k-75k and $356 for 75k-100k. The 100k-150k tier shows a steeper increase at $524, indicating acceleration at the highest coverage levels. This sequence shows that the insured contents amount remains the main statistical driver of premium differences.

Contents value Average price over the last 12 months
20k-30k $300.64
30k-50k $289.04
50k-75k $314.60
75k-100k $355.79
100k-150k $523.75

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