In Varennes, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Varennes, premiums climb roughly $230 to $280 per $100k value increment, with marked acceleration in higher tiers. A representative $500k–$600k home pays $1351 per year, while properties above $800k see premiums rise sharply ($2324 for $800k–$900k, $2786 for $1M+). This steeper progression than in other regions is primarily explained by Saint Lawrence River flood-zone exposure and Varennes' specific risk profile.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $948.95 |
| 400k-500k | $989.68 |
| 500k-600k | $1289.95 |
| 600k-700k | $1321.08 |
| 700k-800k | $1599.54 |
| 800k-900k | $2324.41 |
| 900k-1000k | $2500.09 |
| 1M-2M | $2591.28 |
In Varennes, premiums vary by condo value: units under $100k show $352, the $250k–$300k tier offers $231, and condos in the $600k–$650k range reach $490. This non-linear progression suggests that other factors — notably flood-zone exposure and building risk profile — play as important or more important a role than reconstruction value alone.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $352.18 |
| 200k-300k | $230.56 |
| 600k-700k | $489.52 |
In Varennes, tenant premiums vary moderately by contents coverage amount: coverage under $20k costs $247, while $30k–$50k coverage reaches $272. The gap between lowest and highest remains limited (~10%), reflecting the nature of coverage (contents and civil liability) which varies less than building coverage by local value.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $225.68 |
| 30k-50k | $269.22 |
| 50k-75k | $276.36 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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