In Gaspé, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Gaspé, premiums generally increase with home value, but with a notable variation at the 600k-700k tier. The representative 500k-600k tier reaches $1882, after $1775 for 400k-500k and before $3331 for 600k-700k. This significant jump suggests that factors beyond reconstruction value alone influence costs at this tier: local risk profile, geographic exposure, claim history, or construction characteristics specific to this value range. The higher tiers (700k-800k at $2540 and 800k-900k at $1354) also show gaps worth noting.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $1668.44 |
| 400k-500k | $1775.29 |
| 500k-600k | $1881.70 |
| 600k-700k | $3331.19 |
| 700k-800k | $2540.44 |
| 800k-900k | $1354.03 |
In Gaspé, tenant premiums increase with the insured contents amount. The 20k-30k and 30k-50k tiers show very similar premiums, at $259 and $258 respectively. The 50k-75k tier reaches $469, while 75k-100k rises to $504. This progression shows that coverage amount remains the main statistical driver. Local risk profile and claim history can also influence differences between tenants.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $258.95 |
| 30k-50k | $257.78 |
| 50k-75k | $468.53 |
| 75k-100k | $503.87 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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