In Gaspé, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Gaspé, the progression of premiums by property value is irregular: homes under $400k pay $1692, those $400k–$500k pay $1764, while the $500k–$600k tier drops to $1214, then rises sharply to $3612 for $600k–$700k. This volatility is primarily explained by exposure to coastal flood zones and the highly variable risk profile depending on the property's precise location within the region.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $1654.74 |
| 400k-500k | $1735.96 |
| 500k-600k | $1406.36 |
| 600k-700k | $3867.51 |
| 700k-800k | $1980.07 |
| 800k-900k | $1354.03 |
In Gaspé, tenant premiums vary by contents coverage tier: coverage under $20k shows $413, while $20k–$30k coverage drops to $259. Coverage of $30k–$50k sits at $270, and $50k–$75k coverage rises to $469. This non-linear progression reflects variations in the local risk profile and premium adjustment across coverage amounts.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $258.95 |
| 30k-50k | $269.87 |
| 50k-75k | $468.53 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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