In Saint-Léonard, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Saint-Léonard, the progression of premiums by property value reveals a highly non-linear and asymmetric profile. Properties under $400k pay $807, while the $400k–$500k tier reaches $1154. The progression remains moderate up to $700k–$800k ($1749), but accelerates dramatically in the upper tiers: $800k–$900k ($2613) and $900k–$1M ($2574), before an exceptional jump to $1M+ ($4462). This steeply curved progression likely reflects disproportionate flood-zone exposure for high-value properties, combined with risk profiles specific to certain Saint-Léonard neighborhoods.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $806.76 |
| 400k-500k | $1154.41 |
| 500k-600k | $1403.16 |
| 600k-700k | $1575.06 |
| 700k-800k | $1816.90 |
| 800k-900k | $2622.44 |
| 900k-1000k | $2391.22 |
| 1M-2M | $4791.08 |
| 2M+ | $3897.84 |
In Saint-Léonard, premiums vary considerably by condo value without following a clear linear progression. A condo under $100k pays $243, while a $250k–$300k condo pays $425. However, the higher tiers ($600k–$650k at $267 and $700k+ at $230) show lower premiums, suggesting that flood-zone exposure, local risk profile, and portfolio composition influence the premium more than reconstruction value alone.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $243.46 |
| 200k-300k | $425.34 |
| 400k-500k | $398.53 |
| 600k-700k | $266.62 |
| 800k+ | $230.26 |
In Saint-Léonard, tenant premiums vary considerably based on contents coverage amount. Lower tiers (<$20k to $50k) range between $268 and $330, while the representative $30k–$50k tier shows $325 per year. A notable peak appears at the $150k+ tier ($1356), likely reflecting exceptional coverage or a very different risk composition. Local exposure and claim profile play a key role in this variation.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $288.02 |
| 30k-50k | $321.87 |
| 50k-75k | $331.66 |
| 75k-100k | $225.77 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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