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Home insurance price examples in Saint-Georges

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Home insurance in Saint-Georges

In Saint-Georges, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.

  • Home - For homeowners of a detached house
  • Condo - For condominium owners
  • Tenant - For tenants of a rental dwelling

HOME - AVERAGE PREMIUM BY PROPERTY VALUE IN SAINT-GEORGES

In Saint-Georges, premiums generally rise with home value, but with notable variation across tiers. The representative 500k-600k tier reaches $963, while 400k-500k shows $1050 and 600k-700k climbs to $1443. Higher tiers show marked acceleration: 1M-2M reaches $4073 and 2M+ climbs to $6017. This non-linear progression suggests that reconstruction value remains the main statistical driver, but other factors such as risk profile, building age, or materials influence the gap between properties.

Property value Average price over the last 12 months
<400k $923.58
400k-500k $1050.29
500k-600k $963.04
600k-700k $1442.56
700k-800k $1154.63
800k-900k $1514.01
900k-1000k $1440.9
1M-2M $4073.33
2M+ $6017.26

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CONDO - AVERAGE PREMIUM BY PROPERTY VALUE IN SAINT-GEORGES

In Saint-Georges, condo premiums vary by unit value. The <200k tier reaches $659, while 200k-300k shows $472 and 300k-400k displays $368. This inverse progression—where premiums decrease as value increases—is atypical and suggests that factors beyond value alone influence premiums in this local market. Risk profile, claim composition, building age, or property-specific characteristics may explain this non-linear relationship.

Property value Average price over the last 12 months
<200k $659.06
200k-300k $471.95
300k-400k $367.59

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TENANT - AVERAGE PREMIUM BY CONTENTS VALUE IN SAINT-GEORGES

In Saint-Georges, tenant premiums vary according to the insured contents amount. The representative 30k-50k tier reaches $282, while 20k-30k shows $287 and 50k-75k reaches $316. The 75k-100k tier climbs to $383, the highest in the table, and 100k-150k drops back to $300. This progression is not strictly linear, suggesting that other factors such as civil liability, local risk profile, or housing characteristics also influence the premium beyond contents amount alone.

Contents value Average price over the last 12 months
20k-30k $287.15
30k-50k $281.74
50k-75k $315.52
75k-100k $383.16
100k-150k $300.19

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