In Granby, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Granby, premiums generally increase with home value, but with a notable discontinuity. The representative 500k-600k tier reaches $1052, then jumps to $1461 for 600k-700k, roughly a 39% increase. Next, the 700k-800k tier reaches $1918, followed by $2349 for 800k-900k. However, the 900k-1000k tier drops to $1791, and the 1M-2M tier rises to $1908. This irregularity suggests that insured value is not the only factor: building risk profile, age, materials, distance to fire services, or local claim history may explain these gaps.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $780.27 |
| 400k-500k | $902.87 |
| 500k-600k | $1052.38 |
| 600k-700k | $1461.49 |
| 700k-800k | $1918.22 |
| 800k-900k | $2349.19 |
| 900k-1000k | $1791.19 |
| 1M-2M | $1908.11 |
In Granby, condo premiums vary by unit value, but the profile shows some irregularity. The 300k-400k tier reaches $598, the highest among the provided tiers, while 200k-300k shows $341 and <200k $461. This non-linear progression suggests that factors beyond insured value alone influence premiums in Granby, notably the local risk profile, building age, construction materials, or claim history by market segment.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $461.44 |
| 200k-300k | $341.20 |
| 300k-400k | $597.90 |
| 400k-500k | $651.38 |
| 800k+ | $732.97 |
In Granby, tenant premiums rise regularly according to the insured contents amount. The representative 30k-50k tier reaches $289, then amounts increase to $313 for 50k-75k and $373 for 75k-100k. This progression shows that the insured contents amount remains the main statistical driver. The local risk profile, civil liability, and building characteristics can still shift the gap between two tenants with comparable contents amounts.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $287.57 |
| 30k-50k | $289.07 |
| 50k-75k | $313.49 |
| 75k-100k | $372.89 |
| 100k-150k | $462.00 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
|
Client
The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services. |
||
Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner. |
||
