In Saint-Laurent, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Saint-Laurent, the premium progresses non-linearly by property value. Homes under $400k pay $740, while a representative $500k–$600k home pays $1075. Above $700k, the progression accelerates sharply: $1796 for the $700k–$800k tier, then $2031 for $800k–$900k, reaching $3610 for properties of $1 million and above. This high-end acceleration reflects flood-zone exposure, local risk profile, and higher reconstruction value in densely urban sectors.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $637.95 |
| 400k-500k | $966.84 |
| 500k-600k | $1074.05 |
| 600k-700k | $1305.95 |
| 700k-800k | $1819.24 |
| 800k-900k | $2030.79 |
| 900k-1000k | $2484.44 |
| 1M-2M | $3111.20 |
| 2M+ | $5405.46 |
In Saint-Laurent, premiums vary considerably by condo value, with a generally rising progression interrupted by a notable anomaly: the $600k–$650k tier shows $2170, well above the expected pattern, while other tiers remain between $264 and $461. This discontinuity suggests particular flood-zone exposure or a distinct risk profile for that value tier. A representative $300k–$350k condo pays $264 per year.
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $250.30 |
| 300k-400k | $252.20 |
| 400k-500k | $369.32 |
| 500k-600k | $416.04 |
| 800k+ | $460.54 |
In Saint-Laurent, tenant premiums vary by contents coverage amount in a non-linear pattern. Modest coverage (<20k) costs $274, while the 30k–50k tier reaches $367. However, the 50k–75k tier dips to $365, the 75k–100k tier rises to $465 before dropping to $431 for 100k–150k and $374 for 150k+. This variation reflects premium adjustment based on local risk profile and claim density rather than simple linear progression with coverage.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $281.90 |
| 30k-50k | $402.17 |
| 50k-75k | $365.49 |
| 75k-100k | $465.16 |
| 100k-150k | $438.94 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
© 2026 This website and trademark « ClicAssure » are used under license by ClicAssure, cabinet de services financiers inc. All rights reserved. ClicAssure, cabinet de services financiers inc. is a financial services firm registered in Quebec
|
Client
The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services. |
||
Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner. |
||
