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Home insurance price examples in Mercier

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Home insurance in Mercier

In Mercier, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.

  • Home - For homeowners of a detached house
  • Condo - For condominium owners
  • Tenant - For tenants of a rental dwelling

HOME - AVERAGE PREMIUM BY PROPERTY VALUE IN MERCIER

In Mercier, premiums progress unevenly by home value. The representative 500k-600k tier reaches $1277, while 400k-500k shows $1450 and 600k-700k $1322. This non-linear progression suggests that property value alone is not the only determining factor. Building age, materials, distance to fire services, claim history, and local risk profile play an important role in premium variation between properties. The higher tiers (900k-1M at $3139 and 2M+ at $5719) reflect rarer cases with distinct characteristics or risks.

Property value Average price over the last 12 months
<400k $924.88
400k-500k $1449.96
500k-600k $1277.29
600k-700k $1321.59
700k-800k $1977.13
800k-900k $1337.75
900k-1000k $3138.69
1M-2M $2298.07
2M+ $5719.23

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CONDO - AVERAGE PREMIUM BY PROPERTY VALUE IN MERCIER

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TENANT - AVERAGE PREMIUM BY CONTENTS VALUE IN MERCIER

In Mercier, tenant premiums vary according to the insured contents amount. The representative 30k-50k tier reaches $242, while the 50k-75k tier rises to $310. The lower 20k-30k tier sits at $257. This progression shows that the insured contents amount remains the main statistical driver of differences. For tenants, civil liability and the local risk profile can also influence premiums around this baseline.

Contents value Average price over the last 12 months
20k-30k $257.02
30k-50k $242.40
50k-75k $309.79

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