In Mercier, your premium depends on several factors: the property value, the exact postal code, the year of construction, and your insurance history. Pick the profile that matches your situation to see the typical premiums recently obtained by ClicAssure clients.
In Mercier, the premium progression by home value shows an irregular pattern: homes under $400k cost $1013 per year, then premiums rise gradually to $1458 for the $500k–$600k tier. However, a significant jump appears above $700k, where premiums climb to $2041 and beyond. This non-linearity may reflect flood-zone exposure, which affects certain higher-value sectors more acutely, as well as the specific risk profile of those properties.
| Property value | Average price over the last 12 months |
|---|---|
| <400k | $947.50 |
| 400k-500k | $1446.19 |
| 500k-600k | $1320.08 |
| 600k-700k | $1239.00 |
| 700k-800k | $2174.10 |
| 800k-900k | $2435.51 |
| 900k-1000k | $3742.14 |
| 1M-2M | $2390.90 |
| 2M+ | $5719.23 |
| Property value | Average price over the last 12 months |
|---|---|
| <200k | $355.9 |
In Mercier, tenant premiums vary significantly by contents coverage amount: small coverage of $20k–$30k costs $257 per year, while mid-range coverage of $50k–$75k rises to $310. The highest coverage tier ($150k+) reaches $1395, reflecting a substantial jump explained by increased contents value and a potentially different risk profile.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $257.02 |
| 30k-50k | $240.75 |
| 50k-75k | $309.79 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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