BMW M3 2026
Mathieu from Terrebonne
$3250 /year
Premium computed in November 2025
BMW is a prestigious German brand known for vehicles that combine performance, advanced technology, and luxury. Its models stand out with their dynamic driving experience, meticulous finish, and elegant design. The brand offers a diverse range, from sporty sedans to high-end SUVs, all sharing the sporting DNA that has earned its worldwide reputation.
Insurance premiums for BMW vehicles experienced irregular changes between 2021 and 2025. After a notable decrease in 2022, dropping from $1880 to $1638, costs slightly increased in 2023, then saw a more significant rise in 2024 and 2025, eventually reaching $2017, representing a 7.3% increase compared to 2021.
To find the best insurance for your BMW vehicle, it is more important than ever to compare the available options.
Insurance premiums for BMW vehicles vary significantly across cities. Montreal shows the highest costs at $2560, followed by Laval ($2347) and Saint-Jérôme ($2318). In contrast, Drummondville offers the most affordable premiums at just $1010, over 60% cheaper than Montreal. Lévis and Trois-Rivières also present relatively advantageous prices.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1876.88 |
| DRUMMONDVILLE | $939.66 |
| GATINEAU | $1840.85 |
| LAVAL | $2397.06 |
| LÉVIS | $1686.91 |
| LONGUEUIL | $2140.01 |
| MONTRÉAL | $2552.11 |
| QUÉBEC | $1953.00 |
| REPENTIGNY | $1922.71 |
| SAINT-JEAN-SUR-RICHELIEU | $1827.13 |
| SAINT-JÉRÔME | $1879.71 |
| SHERBROOKE | $1761.31 |
| TERREBONNE | $2126.01 |
| TROIS-RIVIÈRES | $1638.03 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.