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BMW Car Insurance

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BMW is a prestigious German brand known for vehicles that combine performance, advanced technology, and luxury. Its models stand out with their dynamic driving experience, meticulous finish, and elegant design. The brand offers a diverse range, from sporty sedans to high-end SUVs, all sharing the sporting DNA that has earned its worldwide reputation.

BMW CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Insurance premiums for BMW vehicles experienced irregular changes between 2021 and 2025. After a notable decrease in 2022, dropping from $1880 to $1638, costs slightly increased in 2023, then saw a more significant rise in 2024 and 2025, eventually reaching $2017, representing a 7.3% increase compared to 2021.

To find the best insurance for your BMW vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW cost in Quebec?

Insurance premiums for BMW vehicles vary significantly across cities. Montreal shows the highest costs at $2560, followed by Laval ($2347) and Saint-Jérôme ($2318). In contrast, Drummondville offers the most affordable premiums at just $1010, over 60% cheaper than Montreal. Lévis and Trois-Rivières also present relatively advantageous prices.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1876.88
DRUMMONDVILLE $939.66
GATINEAU $1840.85
LAVAL $2397.06
LÉVIS $1686.91
LONGUEUIL $2140.01
MONTRÉAL $2552.11
QUÉBEC $1953.00
REPENTIGNY $1922.71
SAINT-JEAN-SUR-RICHELIEU $1827.13
SAINT-JÉRÔME $1879.71
SHERBROOKE $1761.31
TERREBONNE $2126.01
TROIS-RIVIÈRES $1638.03

Offers received by our customers on BMW cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Relevant price range: We exclude extreme cases and focus on realistic prices for the majority of drivers.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 11/21/2025


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