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BMW 328 2007 Car Insurance

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The 2007 BMW 328i is a compact luxury sedan known for balancing driving dynamism with refinement. Powered by a smooth-running six-cylinder engine, it appeals to driving enthusiasts seeking a practical everyday format.

BMW 328 2007 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2007 BMW 328i fluctuate without a clear linear trend, dropping from $1066 in 2021 to $346 in 2023, then rising back to $848 in 2026. These variations likely reflect changes in insured driver profiles and the vehicle's advancing age.

To find the best insurance for your BMW 328 2007 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328 2007 cost in Quebec?

Based on the available data, the average premium for the 2007 BMW 328i is notably higher in Montreal ($1945) than in Longueuil ($551), a significant gap reflecting marked differences in risk or urban density between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LONGUEUIL $550.89
MONTRÉAL $1502.74

Frequently asked questions (FAQ)

How much does insurance cost for a 2007 BMW 328i?
The average premium for a 2007 BMW 328i has ranged between $346 and $1066 depending on the year, reaching $848 in 2026 based on available data.
Have premiums for the 2007 BMW 328i increased or decreased since 2021?
Premiums have fluctuated without a clear trend: $1066 in 2021, a low of $346 in 2023, then a rise back to $848 in 2026, suggesting variability tied to driver profiles rather than a uniform trend.
Why does the premium differ so much between Montreal and Longueuil?
According to the data, the average premium reaches $1945 in Montreal versus $551 in Longueuil, a gap that may reflect traffic density, claim rates, and higher theft risk in dense urban areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Does the vehicle's age affect the premium for a 2007 BMW 328i?
Yes. A 2007 vehicle typically has a lower replacement value, which can reduce some premium components, though the cost of specialized BMW parts may offset this decrease.
How can I reduce the insurance cost for a 2007 BMW 328i?
Comparing quotes from multiple insurers, adjusting optional coverage to match the vehicle's actual value, and maintaining a clean driving record remain the most effective ways to reduce the premium.

Offers received by our customers on BMW 328 2007 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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