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BMW 328 2013 Car Insurance

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The 2013 BMW 328 is a compact sport sedan combining driving dynamism with German refinement. Powered by an efficient turbocharged engine, it appeals to drivers seeking performance, precise handling, and prestige at a more accessible price point.

BMW 328 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2013 BMW 328 fluctuate without a uniform trend, moving from $1924 in 2021 to a low of $1622 in 2025, then rising back to $1750 in 2026. Overall, the premium shows a slight decrease over the available period.

To find the best insurance for your BMW 328 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328 2013 cost in Quebec?

Premiums vary significantly by city for the 2013 BMW 328: Sherbrooke ($3283) and Terrebonne ($2641) show the highest amounts, while Laval ($981) and Repentigny ($969) offer the lowest premiums. This wide gap suggests strong regional sensitivity for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1824.12
LAVAL $980.62
LONGUEUIL $1866.08
MONTRÉAL $2653.62
QUÉBEC $1371.34
REPENTIGNY $969.01
SHERBROOKE $3282.54
TERREBONNE $2641.07
TROIS-RIVIÈRES $1982.36

Frequently asked questions (FAQ)

How much does insurance cost for a 2013 BMW 328?
The average premium for a 2013 BMW 328 varies by reference year, ranging from $1622 to $1924 between 2021 and 2026, with a projected $1750 for 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city has the highest insurance cost for a 2013 BMW 328?
Based on the provided data, Sherbrooke shows the highest premium at $3283, followed by Terrebonne ($2641) and Montreal ($2654).
Where is insurance for the 2013 BMW 328 the cheapest?
Repentigny ($969) and Laval ($981) show the lowest average premiums for this model among the cities provided.
Why does the premium for the 2013 BMW 328 fluctuate so much year to year?
The premium moved from $1924 in 2021 to $1622 in 2025 before rising to $1750 in 2026, with variations tied to repair costs, claim frequency, and insurance market adjustments.
What factors influence the premium of a 2013 BMW 328?
Its luxury vehicle status, specialized parts costs, engine power, and replacement value contribute to premiums often above the general average.
How can I lower my insurance premium for a 2013 BMW 328?
Comparing quotes from several insurers, especially given wide differences between cities like Sherbrooke and Repentigny, can often reveal significant savings for this model.

Offers received by our customers on BMW 328 2013 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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