BMW 328 2008 Car Insurance

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The 2008 BMW 328 is a compact sports sedan combining German refinement with dynamic handling. Valued for its balanced chassis and responsive engine, it attracts drivers seeking a premium experience at a more accessible price point on the used market.

BMW 328 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2008 BMW 328 fluctuate significantly, dropping from $1879 in 2021 to $573 in 2023, before rising again to $968 in 2025 and falling back to $584 in 2026. This variability reflects the vehicle's older age and a limited amount of data per year.

To find the best insurance for your BMW 328 2008 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your BMW 328 2008 cost in Quebec?

Among the provided cities, Quebec City shows the highest premium ($1424), while Montreal ($325) and Lévis ($393) show significantly lower amounts for the 2008 BMW 328.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LÉVIS	$393
MONTRÉAL	$324.82
QUÉBEC	$1423.58

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 BMW 328?

The average premium varies significantly by year, ranging from $573 in 2023 to $1879 in 2021. In 2026, the average premium stands at $584.

Why does the premium for the 2008 BMW 328 vary so much from year to year?

The vehicle's older age and limited data volume per year can create significant fluctuations, such as the drop from $1879 to $573 seen between 2021 and 2023.

Which city offers the lowest insurance cost for a 2008 BMW 328?

Based on the data provided, Montreal ($325) and Lévis ($393) show the lowest premiums, compared to Quebec City ($1424).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Does an older vehicle like the 2008 BMW 328 cost less to insure?

Not necessarily. While replacement value decreases with age, specialized parts and maintenance costs can keep premiums variable, as shown by figures ranging from $573 to $1879.

What explains the premium gap between Quebec City and Montreal for this model?

Factors like traffic density, claim frequency, and insured driver profiles in each region may explain the gap between $1424 in Quebec City and $325 in Montreal.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/04/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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