BMW 328 2016 Car Insurance

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The 2016 BMW 328 is a compact sport sedan blending German dynamism with upscale finishing. Powered by an agile turbocharged engine, it appeals to drivers seeking precise handling and a refined interior in a practical, family-friendly format.

BMW 328 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 BMW 328 fluctuate significantly, rising from $1099 in 2021 to a peak of $2433 in 2022, then varying between $1896 and $2418 before settling at $1935 in 2026. This volatility makes it difficult to identify a clear linear trend.

To find the best insurance for your BMW 328 2016 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your BMW 328 2016 cost in Quebec?

Premiums for the 2016 BMW 328 are highest in Terrebonne ($2965) and Lévis ($2808), while Quebec City ($792) shows a notably lower amount than other cities. Longueuil ($1533) and Repentigny ($1859) fall within a mid-range bracket.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$2475.39
LÉVIS	$2808.49
LONGUEUIL	$1533.36
MONTRÉAL	$2509.74
QUÉBEC	$791.80
REPENTIGNY	$1858.78
SAINT-JÉRÔME	$2239.10
TERREBONNE	$2964.58

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 BMW 328?

Based on available data, the average premium for a 2016 BMW 328 ranges from $1099 to $2433 depending on the year, with a value of $1935 in 2026.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why does the premium for the 2016 BMW 328 vary so much year to year?

Fluctuations between $1099 in 2021 and $2433 in 2022 may reflect changes in repair costs, claim frequency, or insurer adjustments for this luxury model.

Which city offers the lowest insurance cost for a 2016 BMW 328?

Based on the data provided, Quebec City ($792) shows the lowest average premium, far below Terrebonne ($2965), which posts the highest amount.

Why does a BMW often cost more to insure than an ordinary sedan?

Luxury vehicle classification, higher parts costs, and specialized labor generally contribute to higher premiums for BMW models.

AUDI
A4

MERCEDES
C-CLASS

LEXUS
IS

INFINITI
Q50

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/04/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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