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BMW 328 2011 Car Insurance

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The 2011 BMW 328 is a compact luxury sedan known for balancing refined comfort with dynamic driving. Representative of the 3 Series, it appeals to drivers seeking a sporty German car for daily use, combining understated prestige with driving enjoyment.

BMW 328 2011 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2011 BMW 328 fluctuates rather than following a linear trend, moving from $1155 in 2021 to a low of $811 in 2024, then rising to $1340 in 2025 before dropping to $950 in 2026. These variations reflect occasional market adjustments rather than a sustained increase or decrease.

To find the best insurance for your BMW 328 2011 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328 2011 cost in Quebec?

Premiums for the 2011 BMW 328 are highest in Québec ($1730) and Sherbrooke ($1300), while Terrebonne ($591) and Montréal ($688) show the lowest amounts. Other cities, such as Longueuil ($733) and Gatineau ($854), fall within a mid-range, illustrating a notable geographic gap.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $854.45
LONGUEUIL $733.2
MONTRÉAL $687.66
QUÉBEC $1730.43
REPENTIGNY $756.48
SHERBROOKE $1300.37
TERREBONNE $590.78
TROIS-RIVIÈRES $1005.54

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2011 BMW 328?
The average premium for a 2011 BMW 328 has ranged between $811 and $1730 depending on the year and city, with a value of $950 in 2026 according to available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Has the premium for the 2011 BMW 328 increased over time?
Not in a linear way. It dropped from $1155 in 2021 to $811 in 2024, then rose to $1340 in 2025 before falling to $950 in 2026, showing fluctuation rather than a steady trend.
Which city offers the lowest insurance cost for a 2011 BMW 328?
Based on the data provided, Terrebonne ($591) and Montréal ($688) post the lowest average premiums for this model.
Why does Québec City show a higher premium than Montréal for this model?
Differences between cities can stem from factors like claim frequency, vehicle theft rates, or local traffic density, which vary across regions in Quebec.
What factors influence the premium for a 2011 BMW 328?
The vehicle's age, specialized parts costs, engine power, and the model's claims history strongly influence the premium, along with the driver's profile and city of residence.
How can I reduce my premium for a 2011 BMW 328?
Comparing quotes from multiple insurers, raising the deductible, or bundling auto and home insurance are common ways to reduce costs for this type of vehicle.

Offers received by our customers on BMW 328 2011 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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