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BMW 328 2009 Car Insurance

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The 2009 BMW 328 is a compact sports sedan offering an appreciated balance of driving dynamics, refined finishing, and advanced technology for its era. It appeals to drivers seeking an affordable premium experience, combining moderate performance with the refinement typical of the Bavarian brand.

BMW 328 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2009 BMW 328 fluctuates rather than following a linear trend, moving from $1018 to $884, back up to $986, down to $787, and ending at $920. These variations suggest relative stability with moderate year-to-year swings rather than a sustained increase or decrease.

To find the best insurance for your BMW 328 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328 2009 cost in Quebec?

Premiums vary significantly by city for the 2009 BMW 328: Montreal shows the highest premium ($1299), followed by Laval ($615), while Lévis ($305), Quebec ($408), and Saint-Jérôme ($431) offer notably lower amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $615.24
LÉVIS $305.2
QUÉBEC $407.66
SAINT-JÉRÔME $430.91

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2009 BMW 328?
The average premium for a 2009 BMW 328 varies by year, ranging from $787 to $1018 between 2022 and 2026, with a recent value of $920.
Has the premium for the 2009 BMW 328 increased over time?
Not consistently. The data shows fluctuations between $787 and $1018 depending on the year, rather than a clear upward or downward trend.
Which city has the highest insurance cost for a 2009 BMW 328?
Based on the data provided, Montreal shows the highest premium ($1299), followed by Laval ($615), while Lévis ($305) is the most affordable city.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why can premiums for a 2009 BMW 328 vary so much year to year?
The vehicle's age, the cost of specialized parts, and insurance market adjustments can cause premiums to fluctuate, as seen between $787 and $1018 depending on the year.
Can I reduce my premium for a 2009 BMW 328?
Yes. Comparing quotes from several insurers and adjusting optional coverage can help secure a more favorable price for this model.

Offers received by our customers on BMW 328 2009 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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