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BMW 328 2008 Car Insurance

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The 2008 BMW 328i is a premium sports sedan combining driving dynamism with German refinement. This older model appeals to enthusiasts seeking an affordable entry into compact luxury driving, with character that remains well regarded.

BMW 328 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2008 BMW 328i fluctuate significantly, moving from $1879 in 2021 down to $539 in 2023, rising again to $989 in 2025, then dropping to $415 in 2026. This variability reflects the vehicle's age and notable year-to-year swings without a clear linear trend.

To find the best insurance for your BMW 328 2008 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328 2008 cost in Quebec?

Based on the data provided, only Lévis is available for this model, with an average premium of $393, notably lower than the amounts observed in the yearly summary.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $393
MONTRÉAL $324.82
QUÉBEC $1423.58

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 BMW 328i?
The average premium varies depending on the year observed, ranging from $415 in 2026 to $1879 in 2021. In Lévis, the average premium sits at $393, a fairly low amount for this model.
Why do premiums for the 2008 BMW 328i vary so much across years?
The vehicle's age, declining residual value, and fluctuations in claims data for an older model can explain notable swings, such as between $1879 in 2021 and $539 in 2023.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Is the 2008 BMW 328i more expensive to insure in Lévis than elsewhere?
Based on available data, Lévis shows an average premium of $393, which appears lower than the yearly averages observed for this model, though no other cities are provided for comparison.
What factors influence the premium for a 2008 BMW 328i?
Vehicle age, specialized parts costs, replacement value, and the driver's claims history are key factors for this older premium model.
How can I reduce the insurance cost for a vehicle like the 328i 2008?
Comparing multiple insurer quotes, adjusting deductibles, and checking eligibility for age-related vehicle discounts can help lower the premium.

Offers received by our customers on BMW 328 2008 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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