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BMW 328 2009 Car Insurance

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The 2009 BMW 328i is a compact sport sedan with a dynamic character, valued for its balanced chassis and engaging drive. It appeals to drivers seeking an affordable premium experience in a used model that remains relevant today.

BMW 328 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 BMW 328i fluctuate without a clear trend, ranging from $787 to $1018. After dipping to $787 in 2025, the premium climbs back to $920 in 2026, suggesting variability rather than a steady progression.

To find the best insurance for your BMW 328 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328 2009 cost in Quebec?

Premiums vary significantly by city: Montreal shows the highest premium ($1299), followed by Laval ($615), while Lévis ($305), Quebec City ($408), Trois-Rivières ($429), and Saint-Jérôme ($431) offer noticeably lower amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $615.24
LÉVIS $305.2
MONTRÉAL $1299
QUÉBEC $407.66
SAINT-JÉRÔME $430.91

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 BMW 328i?
The average premium varies by year, ranging from $787 in 2025 to $1018 in 2022, with a value of $920 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why does the premium for the 2009 BMW 328i fluctuate so much year to year?
Premiums for this model range between $787 and $1018 over 2021-2026, a variability that may reflect changes in claims profile and the vehicle's increasing age rather than a stable trend.
Which city offers the lowest insurance cost for a 2009 BMW 328i?
Based on the data provided, Lévis ($305) shows the lowest average premium, followed by Quebec City ($408) and Trois-Rivières ($429).
Why does Montreal show a much higher premium than other cities?
With an average premium of $1299, Montreal stands out clearly from other cities, largely due to traffic density and higher claim frequency in urban areas.
What factors influence the premium for a 2009 BMW 328i?
Vehicle age, specialized parts costs, engine power, and the model's claims history influence premiums, which range from $787 to over $1000 depending on the year.
How can I get a better premium for this vehicle?
Comparing quotes from several insurers remains the most effective approach, especially given the significant city-based differences ranging from $305 to $1299.

No recent premium example was found for "BMW 328 2009".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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