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BMW 328 2013 Car Insurance

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The 2013 BMW 328i is a compact sport sedan combining dynamic driving with German refinement. Powered by an efficient turbocharged four-cylinder, it appeals to drivers seeking a balance of performance, comfort, and prestige in a practical package.

BMW 328 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2013 BMW 328i fluctuate rather than follow a linear trend, moving from $1646 in 2021 to a peak of $1836 in 2024, then dropping to $1622 in 2025 before rising again to $1792 in 2026. Overall, the premium remains relatively stable over the period.

To find the best insurance for your BMW 328 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328 2013 cost in Quebec?

The highest premiums are seen in Sherbrooke ($3283), Terrebonne ($2641), and Montreal ($2482), while Laval ($981) and Repentigny ($969) show significantly lower amounts. The gap between the most and least expensive cities exceeds double the price.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1824.12
LAVAL $980.62
LONGUEUIL $1866.08
MONTRÉAL $2653.62
QUÉBEC $1636.66
REPENTIGNY $969.01
SHERBROOKE $3282.54
TERREBONNE $2641.07
TROIS-RIVIÈRES $1982.36

Frequently asked questions (FAQ)

How much does insurance cost for a 2013 BMW 328i?
The average premium varies by reference year, ranging from $1622 in 2025 to $1836 in 2024. In 2026, the average sits at $1792.
Have premiums for the 2013 BMW 328i increased or decreased?
Premiums fluctuate rather than follow a steady climb: from $1646 in 2021, they rise to $1836 in 2024, drop to $1622 in 2025, then climb back to $1792 in 2026.
Which city has the highest insurance cost for a 2013 BMW 328i?
Sherbrooke shows the highest premium at $3283, followed by Terrebonne ($2641) and Montreal ($2482).
Where is insurance cheapest for a 2013 BMW 328i?
Based on the data provided, Repentigny ($969) and Laval ($981) offer the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
Why can premiums for a BMW 328i vary so much by city?
Differences such as $969 in Repentigny versus $3283 in Sherbrooke stem from claim frequency, vehicle theft rates, and traffic density specific to each region.
How can I reduce insurance costs for a 2013 BMW 328i?
Comparing quotes from several insurers, raising the deductible, and bundling auto and home coverage are effective ways to lower the premium.

Offers received by our customers on BMW 328 2013 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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