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BMW 328 2016 Car Insurance

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The 2016 BMW 328i is a compact sport sedan offering an appreciated balance between driving dynamics and everyday comfort. Representative of the 3 Series, it appeals to drivers seeking a premium experience without sacrificing the practicality of a family sedan.

BMW 328 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 BMW 328i fluctuate significantly, rising from $1051 in 2021 to a peak of $2625 in 2022, then falling back to $1865 in 2026. This variability suggests notable shifts in risk profiles or market conditions rather than a clear linear trend.

To find the best insurance for your BMW 328 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW 328 2016 cost in Quebec?

Premiums are highest in Lévis ($2808), Laval ($2319), and Montreal ($2259), while Quebec City ($792) and Repentigny ($1147) show the lowest amounts. The gap between the most and least expensive cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $2556.94
LÉVIS $2808.49
LONGUEUIL $1533.36
MONTRÉAL $2509.74
QUÉBEC $791.80
REPENTIGNY $1858.78
SAINT-JÉRÔME $2239.10
TERREBONNE $2964.58

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 BMW 328i?
The average premium for a 2016 BMW 328i has varied significantly by year, ranging from $1051 in 2021 to $2625 in 2022, settling at $1865 in 2026.
Why do premiums for the 2016 BMW 328i vary so much year to year?
The fluctuations observed, from $1051 to $2625 depending on the year, may reflect changes in repair costs, imported parts availability, and shifting insurer risk profiles.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a 2016 BMW 328i?
Based on the data provided, Quebec City ($792) and Repentigny ($1147) post the lowest average premiums for this model.
Why does Lévis show the highest premium?
With an average premium of $2808, Lévis stands out clearly from the other cities provided, which may reflect local differences in claim patterns or insured driver profiles.
What factors influence the premium for a BMW 328i?
Imported parts costs, engine power, and its classification as a prestige vehicle contribute to premiums generally higher than those of mainstream sedans.
How can I get a better price to insure a 2016 BMW 328i?
Comparing quotes from several insurers remains the best way to reduce price differences, especially for a vehicle whose premiums vary so much by city and year.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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