HONDA CIVIC Car Insurance

View offers received by our clients for their HONDA CIVIC car insurance

Click here to save on your car insurance

The Honda Civic is a compact sedan known for reliability, fuel efficiency, and low maintenance costs. Popular among urban drivers and families alike, it combines practicality, modern technology, and excellent resale value.

HONDA CIVIC CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, Honda Civic premiums fluctuate: after a notable drop from $1851 to $1173 between 2021 and 2023, they gradually rise again to reach $1559 in 2026. This fluctuation reflects insurance market adjustments rather than a linear trend.

To find the best insurance for your HONDA CIVIC vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC

How much does insurance for your HONDA CIVIC cost in Quebec?

Premiums are highest for the Civic in Brossard ($2483), Montreal ($2084), and Gatineau ($2051), while Trois-Rivières ($1195), Terrebonne ($1277), and Drummondville ($1247) show the lowest amounts. The gap between the priciest and most affordable cities exceeds $1200.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1370.73
DRUMMONDVILLE	$1215.22
GATINEAU	$1613.22
LAVAL	$1604.04
LÉVIS	$1326.03
LONGUEUIL	$1582.28
MONTRÉAL	$1761.88
QUÉBEC	$1333.19
REPENTIGNY	$1309.11
Saguenay	$1529.58
SAINT-JEAN-SUR-RICHELIEU	$1345.53
SAINT-JÉRÔME	$1314.86
SHERBROOKE	$1390.37
TERREBONNE	$1256.72
TROIS-RIVIÈRES	$1244.52

HONDA CIVIC average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
HONDA CIVIC 2026	$2447.64
HONDA CIVIC 2025	$2300.72
HONDA CIVIC 2024	$2233.59
HONDA CIVIC 2023	$2005.62
HONDA CIVIC 2022	$2015.75
HONDA CIVIC 2021	$1846.02
HONDA CIVIC 2020	$1765.31
HONDA CIVIC 2019	$1613.62
HONDA CIVIC 2018	$1519.78
HONDA CIVIC 2017	$1455.49
HONDA CIVIC 2016	$1347.05
HONDA CIVIC 2015	$1037.54
HONDA CIVIC 2014	$935.89
HONDA CIVIC 2013	$845.73
HONDA CIVIC 2012	$757.50
HONDA CIVIC 2011	$699.23
HONDA CIVIC 2010	$620.85
HONDA CIVIC 2009	$553.46
HONDA CIVIC 2008	$483.62
HONDA CIVIC 2007	$483.41
HONDA CIVIC 2006	$444.00
HONDA CIVIC 2005	$437.48
HONDA CIVIC 2004	$391.59
HONDA CIVIC 2003	$398.09
HONDA CIVIC 2002	$337.61
HONDA CIVIC 2001	$368.47

Frequently asked questions (FAQ)

How much does insurance cost for a Honda Civic?

In 2026, the average premium for a Honda Civic is $1559. This amount has fluctuated over the years, dropping from $1851 in 2021 to a low of $1173 in 2023, before gradually rising again.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why did the Civic's premium fluctuate so much between 2021 and 2026?

The premium dropped from $1851 to $1173 between 2021 and 2023, then rose back to $1559 by 2026. These shifts reflect insurance market adjustments rather than changes to the vehicle itself.

Which city has the highest insurance cost for a Civic?

Based on the data provided, Brossard shows the highest average premium at $2483, followed by Montreal ($2084) and Gatineau ($2051).

Where is the Civic cheapest to insure?

Trois-Rivières ($1195), Terrebonne ($1277), and Drummondville ($1247) offer the lowest average premiums among the cities provided.

What factors influence a Honda Civic's insurance premium?

Location, driver age, claims history, and model year all influence the premium, which explains the significant differences observed between cities.

How can I lower my insurance premium for a Civic?

Comparing quotes from several insurers, bundling auto and home coverage, and maintaining a clean driving record remain the most effective ways to reduce a premium.