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HONDA CIVIC 2002 Car Insurance

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The 2002 Honda Civic is a compact sedan known for its mechanical reliability and low maintenance costs. A mature and widely available model in Quebec, it remains an economical and practical choice for drivers seeking a durable used vehicle.

HONDA CIVIC 2002 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2002 Honda Civic fluctuate without a clear trend, dropping from $438 in 2021 to $283 in 2022, rising again to $350 in 2025, then settling at $306 in 2026. These variations reflect the nature of an older vehicle whose insurable value remains low and stable over time.

To find the best insurance for your HONDA CIVIC 2002 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CIVIC 2002 cost in Quebec?

Premiums for the 2002 Civic are highest in Repentigny ($716), Saint-Jérôme ($707), and Saint-Jean-sur-Richelieu ($625), while Trois-Rivières ($145) and Gatineau ($152) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $151.51
LÉVIS $331.37
LONGUEUIL $235.71
MONTRÉAL $250.68
QUÉBEC $301.93
REPENTIGNY $716.13
SAINT-JÉRÔME $706.92
TERREBONNE $253.09

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2002 Honda Civic?
The average premium for a 2002 Honda Civic varies by reference year, ranging from $276 to $438 between 2021 and 2026, averaging $306 in 2026.
Has the premium for the 2002 Civic increased over time?
No, the trend is not linear. The premium dropped from $438 in 2021 to $283 in 2022, then fluctuated to $306 in 2026, without a steady rise.
Which city offers the cheapest insurance for the 2002 Civic?
Based on the data provided, Trois-Rivières ($145) and Gatineau ($152) post the lowest average premiums for this model.
Why does the premium vary so much between cities like Repentigny and Trois-Rivières?
Repentigny ($716) shows a much higher premium than Trois-Rivières ($145), a gap that can be explained by claim frequency, theft rates, and local traffic density.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Does an old Civic like the 2002 model really cost less to insure?
Generally yes, since its replacement value is low. The observed premiums, between $276 and $438 depending on the year, confirm this reduced cost compared to newer models.
How can I lower the insurance premium for a 2002 Civic?
Comparing quotes from several insurers and checking minimum coverage options can help secure the best price for a vehicle of this age.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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