HONDA CIVIC 2003 Car Insurance

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The 2003 Honda Civic is a compact sedan known for its mechanical reliability and low upkeep costs. A mature, widely available used-market model, it appeals to drivers seeking an economical and easy-to-maintain vehicle.

HONDA CIVIC 2003 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2003 Honda Civic fluctuate rather than follow a linear trend, dropping from $405 in 2021 to a low of $256 in 2023, then rising to $428 in 2025 before easing slightly to $400 in 2026. These variations reflect the vehicle's age and periodic adjustments in the insurance market.

To find the best insurance for your HONDA CIVIC 2003 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your HONDA CIVIC 2003 cost in Quebec?

Premiums are highest in Gatineau ($461) and Montreal ($367), while Sherbrooke ($150) and Terrebonne ($257) show the lowest amounts. Laval falls in a middle position at $291.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$461.36
MONTRÉAL	$366.51
SHERBROOKE	$150.44
TERREBONNE	$257.02

Frequently asked questions (FAQ)

How much does insurance cost for a 2003 Honda Civic?

The average premium varies by year, ranging from $256 in 2023 to $428 in 2025, with an average of $400 in 2026 based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Do premiums for the 2003 Civic increase over time?

Not consistently. Between 2021 and 2026, the average premium fluctuates, dropping from $405 to a low of $256 in 2023 before rising back to $400 in 2026, with no clear linear trend.

Which city offers the lowest insurance cost for a 2003 Civic?

Based on the data provided, Sherbrooke ($150) and Terrebonne ($257) post the lowest average premiums for this model.

Why does the premium vary so much by city?

Gatineau ($461) shows a notably higher premium than Sherbrooke ($150), a gap that may reflect regional differences in traffic density, claim frequency, and theft rates.

Does an older vehicle like the 2003 Civic cost less to insure?

Generally yes, since its replacement value is low, but premiums can still vary by city and parts availability.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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HONDA CIVIC 2003 by city

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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