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HONDA CIVIC 2005 Car Insurance

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The 2005 Honda Civic is a compact sedan known for its legendary reliability and low maintenance costs. Popular on the used-car market, it remains a top choice for drivers seeking an economical, easy-to-maintain daily vehicle.

HONDA CIVIC 2005 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2005 Honda Civic fluctuate, moving from $349 to $410, then declining to $372 in 2024. A sharp spike occurs in 2025, reaching $1128, before dropping back to $607 in 2026. This variability suggests punctual market adjustments rather than a linear trend.

To find the best insurance for your HONDA CIVIC 2005 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CIVIC 2005 cost in Quebec?

Among the cities provided, Montreal shows the highest premium ($992), followed by Drummondville ($659), while Trois-Rivières ($305) and Saint-Jérôme ($333) post the lowest amounts for the 2005 Honda Civic.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $451.61
LONGUEUIL $524.26
MONTRÉAL $991.58
SAINT-JEAN-SUR-RICHELIEU $355.34

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2005 Honda Civic?
The average premium for a 2005 Honda Civic has fluctuated significantly recently, reaching $1128 in 2025 before dropping to $607 in 2026, based on the available data.
Why did the premium spike to $1128 in 2025?
A sudden increase like the one seen in 2025 can result from factors such as higher repair costs or increased claims for this model, before returning to $607 in 2026.
Which city offers the lowest insurance cost for a 2005 Civic?
Based on the data provided, Trois-Rivières ($305) and Saint-Jérôme ($333) post the lowest average premiums for this model.
Is Montreal more expensive to insure a Civic 2005?
Yes. Montreal shows the highest premium among the cities provided, at $992, compared to $305 in Trois-Rivières.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Does an older vehicle like the 2005 Civic cost less to insure?
Generally, older vehicles have a lower replacement value, which can reduce premiums, but the fluctuations observed show that other factors, like claim frequency, also play a role.
How can I lower my premium for a 2005 Honda Civic?
Comparing quotes from several insurers and choosing coverage matched to the vehicle's actual value are effective ways to limit premium costs.

Offers received by our customers on HONDA CIVIC 2005 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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