HONDA CIVIC 2007 Car Insurance

The 2007 Honda Civic is a compact sedan known for proven reliability and affordable maintenance costs. Popular among drivers seeking an economical, long-lasting vehicle, it remains a sensible choice even years after its release.

HONDA CIVIC 2007 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2007 Honda Civic fluctuate rather than follow a linear trend, dropping from $522 to $413 in 2023, rising back to $500 in 2024, then falling to $427 in 2026. Overall, the average premium remains relatively stable, with a slight decrease across the full period.

To find the best insurance for your HONDA CIVIC 2007 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2007

How much does insurance for your HONDA CIVIC 2007 cost in Quebec?

Premiums are highest for the 2007 Civic in Montreal ($651), Trois-Rivières ($566), and Drummondville ($549), while Sherbrooke ($221), Terrebonne ($314), and Saint-Jérôme ($320) show the lowest amounts. The gap between the most expensive and most affordable cities remains considerable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$548.83
GATINEAU	$339.48
LAVAL	$454.18
LÉVIS	$379.02
MONTRÉAL	$651.25
QUÉBEC	$471.96
REPENTIGNY	$445.71
Saguenay	$306.40
SAINT-JEAN-SUR-RICHELIEU	$271.67
SAINT-JÉRÔME	$320.33
SHERBROOKE	$275.73
TERREBONNE	$313.74
TROIS-RIVIÈRES	$566.01

Frequently asked questions (FAQ)

How much does insurance cost for a 2007 Honda Civic?

The average premium for a 2007 Honda Civic ranged between $413 and $522 from 2021 to 2026, settling at $427 in 2026 based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Have premiums for the 2007 Civic increased or decreased over the years?

Premiums fluctuate rather than follow a steady trend, dropping from $522 in 2021 to $413 in 2023, rising to $500 in 2024, then falling to $427 in 2026.

Which city offers the lowest insurance cost for a 2007 Civic?

Based on the data provided, Sherbrooke ($221), Terrebonne ($314), and Saint-Jérôme ($320) post the lowest average premiums for this model.

Why is Montreal's premium noticeably higher than other cities?

With an average of $651, Montreal stands out due to high traffic density and higher claim frequency, pushing premiums up compared to cities like Sherbrooke ($221).

Does an older vehicle like the 2007 Civic cost less to insure?

Generally yes, since its replacement value is lower. However, repair costs and parts availability can sometimes push the premium higher.

How can I reduce my premium for a 2007 Civic?

Comparing quotes from several insurers, adjusting coverage to match the vehicle's actual value, and bundling policies are effective ways to lower costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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