HONDA CIVIC 2009 Car Insurance

The 2009 Honda Civic is a compact sedan known for its reliability, fuel efficiency, and affordable upkeep. Popular among drivers seeking an economical and long-lasting vehicle, it remains a common choice on the used-car market.

HONDA CIVIC 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 Honda Civic vary considerably, dropping from $2779 in 2021 to $754 in 2022, then gradually declining to $496 by 2026. This marked decrease reflects the vehicle's advancing age and its declining replacement value over the years.

To find the best insurance for your HONDA CIVIC 2009 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2009

How much does insurance for your HONDA CIVIC 2009 cost in Quebec?

Premiums are highest for the 2009 Civic in Montreal ($638), Sherbrooke ($621), and Gatineau ($619), while Saint-Jean-sur-Richelieu ($292), Saguenay ($295), and Terrebonne ($349) show the lowest amounts. Major cities stand out clearly from more affordable regions.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$557.19
DRUMMONDVILLE	$458.36
GATINEAU	$740.64
LAVAL	$474.14
LÉVIS	$558.17
LONGUEUIL	$415.78
MONTRÉAL	$657.73
QUÉBEC	$404.93
REPENTIGNY	$457.25
Saguenay	$402.16
SAINT-JEAN-SUR-RICHELIEU	$192.93
SAINT-JÉRÔME	$372.78
SHERBROOKE	$621.24
TERREBONNE	$349.05
TROIS-RIVIÈRES	$575.28

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2009 Honda Civic?

The average premium varies by year, ranging from $496 in 2026 to notably higher amounts in 2021. In 2026, the average sits at $496.

Why has the premium for the 2009 Civic dropped so much since 2021?

The premium fell from $2779 in 2021 to $496 in 2026. This decline reflects the vehicle's ongoing depreciation and its shrinking replacement value as it ages.

Which cities offer the lowest premiums for the 2009 Civic?

Based on the data, Saint-Jean-sur-Richelieu ($292), Saguenay ($295), and Terrebonne ($349) post the lowest average premiums for this model.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence a 2009 Civic's premium today?

Vehicle age, reduced replacement value, claims history, and city of residence are the main factors, with the average premium now ranging between $496 and $719 depending on the year.

Why does Montreal show a higher premium for this model?

With an average of $638, Montreal stands out due to high urban density and greater claim frequency compared to regions like Saguenay ($295).

How can I reduce the insurance cost of an older Civic like the 2009?

Comparing multiple quotes, adjusting coverage to match the vehicle's actual value, and bundling insurance policies are effective ways to lower costs for a vehicle of this age.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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