HONDA CIVIC 2012 Car Insurance

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The 2012 Honda Civic is a compact sedan known for its reliability, fuel efficiency, and low maintenance costs. Popular among young drivers and families, it remains a smart choice for a durable, practical used vehicle for everyday use.

HONDA CIVIC 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Civic decline sharply, moving from $1412 to $703. This drop reflects the vehicle's continued depreciation and a steadily lower replacement value as the model ages.

To find the best insurance for your HONDA CIVIC 2012 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2012

How much does insurance for your HONDA CIVIC 2012 cost in Quebec?

Premiums are highest in Saint-Jean-sur-Richelieu ($807) and Montreal ($749), while Longueuil ($404) and Brossard ($485) show the lowest amounts. Other cities fall within an intermediate range of roughly $544 to $742.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$540.45
DRUMMONDVILLE	$741.81
GATINEAU	$751.46
LAVAL	$718.50
LÉVIS	$724.31
LONGUEUIL	$431.80
MONTRÉAL	$741.65
QUÉBEC	$673.69
REPENTIGNY	$774.72
Saguenay	$731.62
SAINT-JEAN-SUR-RICHELIEU	$806.87
SAINT-JÉRÔME	$489.09
SHERBROOKE	$726.18
TERREBONNE	$731.55
TROIS-RIVIÈRES	$524.25

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2012 Honda Civic?

In 2026, the average premium for a 2012 Honda Civic stands at $703, having steadily declined from $1412 in 2021.

Why has the premium for the 2012 Civic dropped so much?

The vehicle's depreciation with age reduces its replacement value, explaining the decline from $1412 in 2021 to $703 in 2026 — nearly a 50% reduction.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Which city offers the lowest insurance cost for a 2012 Civic?

Based on the data provided, Longueuil ($404) and Brossard ($485) post the lowest average premiums for this model.

What factors still influence a 2012 Civic's premium today?

Vehicle age, claims history, driver profile, and city of residence remain the main factors determining the premium, even for a model this old.

TOYOTA
COROLLA

MAZDA3

HYUNDAI
ELANTRA

NISSAN
SENTRA

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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HONDA CIVIC 2012 by city

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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