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HONDA CIVIC 2013 Car Insurance

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The 2013 Honda Civic is a compact sedan known for its reliability, fuel efficiency, and affordable upkeep. A popular choice on the used-car market, it appeals to drivers seeking an economical and long-lasting vehicle.

HONDA CIVIC 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2013 Civic fluctuate without a clear upward or downward trend, moving from $905 in 2021 to $1138 in 2022, then settling between $840 and $867 from 2023 to 2025, before rising slightly to $904 in 2026. Overall, amounts remain relatively stable over the period.

To find the best insurance for your HONDA CIVIC 2013 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CIVIC 2013 cost in Quebec?

Montreal stands out clearly with the highest premium ($2198), followed at a distance by Saint-Jérôme ($1018) and Saint-Jean-sur-Richelieu ($945). Drummondville shows the lowest premium ($429), followed by Lévis ($661) and Terrebonne ($730). The gap between Montreal and other cities is particularly pronounced.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $429.46
GATINEAU $842.21
LAVAL $887.91
LÉVIS $726.77
LONGUEUIL $776.30
MONTRÉAL $1066.57
QUÉBEC $752.26
REPENTIGNY $1068.23
Saguenay $651.61
SAINT-JEAN-SUR-RICHELIEU $669.22
SAINT-JÉRÔME $1018.15
SHERBROOKE $642.61
TERREBONNE $733.52
TROIS-RIVIÈRES $693.57

Frequently asked questions (FAQ)

How much does insurance cost for a Honda Civic 2013?
The average premium for a Honda Civic 2013 was $904 in 2026, after fluctuating between $834 and $1138 in previous years based on available data.
Have Civic 2013 premiums changed much since 2021?
Yes, but without a clear trend. The premium rose from $905 in 2021 to $1138 in 2022, then dropped to between $840 and $867 from 2023 to 2025, before climbing back to $904 in 2026.
Why is insuring a Civic 2013 so expensive in Montreal?
In Montreal, the average premium reaches $2198, significantly higher than other cities, due to traffic density, claim frequency, and higher theft rates in urban areas.
Where is insurance for the Civic 2013 the cheapest?
Based on the data provided, Drummondville shows the lowest premium ($429), followed by Lévis ($661) and Terrebonne ($730).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a Civic 2013?
Vehicle age, parts availability, the model's claims history, and the driver's city of residence are key factors, as shown by the gap between Montreal ($2198) and Drummondville ($429).
How can I lower my premium for a Civic 2013?
Comparing quotes from several insurers and checking premiums by city of residence can reveal significant differences, as shown by the variations observed across the cities provided.

No recent premium example was found for "HONDA CIVIC 2013".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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