HONDA CIVIC 2016 Car Insurance

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The 2016 Honda Civic is a compact sedan known for its reliability and slow depreciation. Popular with practical drivers, it combines efficiency, reasonable maintenance costs, and strong resale value on the used-car market.

HONDA CIVIC 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Honda Civic fluctuate without a clear linear trend, dropping from $1546 in 2021 to $1195 in 2023, rising again to $1390 in 2024, then easing to $1319 in 2026. These variations reflect market adjustments rather than a steady increase or decrease.

To find the best insurance for your HONDA CIVIC 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2016

How much does insurance for your HONDA CIVIC 2016 cost in Quebec?

The highest premiums for the 2016 Civic are found in Longueuil ($2070) and Montreal ($1651), while Trois-Rivières ($876), Brossard ($1046), and Repentigny ($1067) show the lowest amounts. The gap between the extreme cities exceeds $1000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1104.81
DRUMMONDVILLE	$1437.57
GATINEAU	$1528.94
LAVAL	$1425.48
LÉVIS	$1308.78
LONGUEUIL	$1982.17
MONTRÉAL	$1609.48
QUÉBEC	$1203.62
REPENTIGNY	$1028.61
Saguenay	$1225.26
SAINT-JEAN-SUR-RICHELIEU	$1156.99
SAINT-JÉRÔME	$1230.91
SHERBROOKE	$1284.74
TERREBONNE	$1117.09
TROIS-RIVIÈRES	$885.33

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Honda Civic?

In 2026, the average premium for a 2016 Honda Civic is $1319, after fluctuating between $1195 and $1546 in previous years.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Have Civic 2016 premiums changed a lot since 2021?

Yes, they fluctuated: $1546 in 2021, dropping to $1195 in 2023, rising again to $1390 in 2024, then settling around $1319 in 2026.

Which city offers the lowest insurance cost for a 2016 Civic?

Based on the data provided, Trois-Rivières ($876) has the lowest average premium, followed by Brossard ($1046) and Repentigny ($1067).

Why does Longueuil show a much higher premium than other cities?

With an average of $2070, Longueuil stands out clearly from the other cities provided, which could reflect a higher claim frequency or different traffic profile.

What factors influence the premium for a 2016 Honda Civic?

The vehicle's age, claims history, driver profile, and city of residence are among the main factors affecting premiums, as seen between $876 and $2070 depending on the city.

TOYOTA
COROLLA

MAZDA3

HYUNDAI
ELANTRA

NISSAN
SENTRA

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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HONDA CIVIC 2016 by city

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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