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HONDA CIVIC 2020 Car Insurance

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The 2020 Honda Civic is a compact sedan known for its reliability, fuel economy, and agile handling. A popular choice among young drivers and families, it offers excellent value in the recent used-car market.

HONDA CIVIC 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Honda Civic fluctuate significantly, moving from $1320 to $1815, dipping to $1476, then climbing to $2075 in 2025 before settling at $1898 in 2026. Despite these swings, the overall trend over the period is upward.

To find the best insurance for your HONDA CIVIC 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CIVIC 2020 cost in Quebec?

Premiums are highest for the 2020 Civic in Brossard ($4297), Montreal ($2457), and Gatineau ($2152), while Drummondville ($1119) and Sherbrooke ($1360) show the lowest amounts. The gap between these cities is especially notable, largely driven by Brossard's outlier figure.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $5886.11
DRUMMONDVILLE $1119.43
GATINEAU $2122.26
LAVAL $2054.83
LÉVIS $1707.79
LONGUEUIL $2066.52
MONTRÉAL $2432.16
QUÉBEC $1897.30
REPENTIGNY $1720.91
Saguenay $1658.15
SAINT-JEAN-SUR-RICHELIEU $1851.84
SAINT-JÉRÔME $1373.72
SHERBROOKE $1337.43
TERREBONNE $1786.84
TROIS-RIVIÈRES $1813.30

Frequently asked questions (FAQ)

How much does insurance cost for a 2020 Honda Civic?
The average premium varies by reference year, ranging from $1320 in 2021 to $1898 in 2026, with a peak of $2075 in 2025. These variations reflect overall fluctuations in the insurance market.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.
Why does the 2020 Civic's premium vary so much year to year?
Premiums for the 2020 Civic fluctuate between $1320 and $2075 depending on the year, which can be explained by insurance market adjustments and shifting claims statistics.
Which city is most expensive for insuring a 2020 Civic?
Based on the data provided, Brossard shows the highest average premium at $4297, followed by Montreal ($2457) and Gatineau ($2152).
Where is the 2020 Civic cheapest to insure?
Drummondville ($1119) and Sherbrooke ($1360) show the lowest average premiums among the cities provided.
What factors influence the premium for a 2020 Honda Civic?
Vehicle age, claims history, driving region, and driver profile all affect the premium, which can vary by more than $3000 depending on the city, as seen between Drummondville and Brossard.
How can I lower my insurance premium for a 2020 Civic?
Comparing quotes from several insurers, bundling auto with home insurance, and maintaining a clean driving record are effective ways to reduce the premium, especially in higher-cost cities.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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