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HONDA CIVIC 2021 Car Insurance

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The 2021 Honda Civic is a compact sedan known for its reliability, fuel efficiency, and enjoyable driving dynamics. A popular choice among young drivers and families, it combines everyday practicality with low long-term maintenance costs.

HONDA CIVIC 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2021 Honda Civic fluctuate before rising sharply: they drop from $1836 in 2021 to $1302 in 2022, then climb steadily to $2379 by 2026. This recent increase may reflect rising repair and replacement costs.

To find the best insurance for your HONDA CIVIC 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CIVIC 2021 cost in Quebec?

Based on the data provided, Repentigny shows a notably outlying amount ($50741), while Montreal ($2852) and Saguenay ($2779) rank among the highest premiums. Drummondville ($1008) and Saint-Jérôme ($1244) offer the most affordable amounts for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1502.35
DRUMMONDVILLE $1008.25
GATINEAU $2105.50
LAVAL $2413.42
LÉVIS $2850.43
LONGUEUIL $1470.38
MONTRÉAL $2658.85
QUÉBEC $1668.69
REPENTIGNY $1482.4
Saguenay $2778.92
SAINT-JEAN-SUR-RICHELIEU $1287.22
SAINT-JÉRÔME $1243.57
SHERBROOKE $2280.53
TERREBONNE $1409.37
TROIS-RIVIÈRES $2275.58

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Honda Civic?
The average premium for a 2021 Honda Civic varies by reference year, ranging from $1302 in 2022 to $2379 in 2026, based on the available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the 2021 Civic's premium vary so much between 2021 and 2026?
The premium dropped from $1836 in 2021 to $1302 in 2022, then rose steadily to $2379 by 2026, possibly reflecting shifting repair costs and claims experience over the years.
Which city has the lowest premium for a 2021 Civic?
Based on the data provided, Drummondville ($1008) and Saint-Jérôme ($1244) show the lowest average premiums for this model.
Why do cities like Montreal show higher premiums?
Traffic density, claim volume, and higher theft risk in urban areas, such as Montreal ($2852), contribute to above-average premiums.
What factors influence insurance premiums for a 2021 Honda Civic?
Driver age, place of residence, claims history, and vehicle usage are among the main factors that affect the premium for this model.
How can I reduce the insurance cost of a 2021 Civic?
Comparing quotes from several insurers, maintaining a clean driving record, and bundling coverage are effective ways to lower the premium for this vehicle.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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