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HONDA CIVIC 2023 Car Insurance

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The 2023 Honda Civic is a compact sedan valued for its reliability, fuel efficiency, and strong resale value. Popular among young drivers and families alike, it combines everyday practicality with manageable maintenance costs.

HONDA CIVIC 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Honda Civic rise sharply, from $1500 to $2537, peaking at $2547 in 2025 before a slight decrease in 2026. This progression reflects broader increases in repair and insurance costs.

To find the best insurance for your HONDA CIVIC 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CIVIC 2023 cost in Quebec?

City differences are significant for the 2023 Civic: Gatineau shows the highest premium ($8265), followed by Montreal ($3193) and Longueuil ($2940), while Repentigny ($1092) and Lévis ($1478) post the lowest amounts. Other cities range between $1591 and $2794.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1934.84
DRUMMONDVILLE $1898.97
GATINEAU $2052.54
LAVAL $2248.64
LÉVIS $1585.71
LONGUEUIL $3056.36
MONTRÉAL $3301.08
QUÉBEC $2092.73
REPENTIGNY $1310.39
Saguenay $1903.7
SAINT-JEAN-SUR-RICHELIEU $1406.07
SAINT-JÉRÔME $2236.42
SHERBROOKE $1924.91
TERREBONNE $3120.29
TROIS-RIVIÈRES $1818.24

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Honda Civic?
The average premium for a 2023 Honda Civic reached $2547 in 2025, easing slightly to $2537 in 2026, after climbing steadily from $1500 in 2022.
Why has the 2023 Civic's premium risen so much since 2022?
The average premium rose from $1500 in 2022 to $2537 in 2026 — an increase of over 65% in four years, linked to rising repair and replacement costs.
Which city has the highest insurance cost for the 2023 Civic?
Based on the data provided, Gatineau shows by far the highest premium for this model at $8265, well above Montreal ($3193) and Longueuil ($2940).
Where is the 2023 Civic cheapest to insure?
Repentigny ($1092) and Lévis ($1478) show the lowest average premiums for the 2023 Civic according to available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2023 Honda Civic?
City of residence, driver age, claims history, and parts costs all influence the premium, which varies significantly by region according to the data.
How can I lower my premium for a 2023 Civic?
Comparing quotes from several insurers is especially relevant given the large gaps observed between cities, ranging from $1092 to $8265.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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