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HONDA CIVIC 2025 Car Insurance

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The 2025 Honda Civic is a reliable, modern compact sedan known for its fuel economy, everyday comfort, and agile handling. It appeals to drivers seeking a versatile, well-equipped vehicle suited for both city and highway use.

HONDA CIVIC 2025 CAR INSURANCE RATES SINCE 2024.

Between 2024 and 2026, premiums for the 2025 Honda Civic fluctuate rather than follow a steady path: they rise from $2297 in 2024 to $2768 in 2025, then drop to $2212 in 2026. This pattern suggests a stabilization after a temporary peak rather than a sustained upward trend.

To find the best insurance for your HONDA CIVIC 2025 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CIVIC 2025 cost in Quebec?

City differences are substantial for the 2025 Civic: Montreal shows the highest premium ($3512), followed by Quebec City ($2352) and Longueuil ($2196), while Trois-Rivières ($965), Lévis ($1270), and Terrebonne ($1326) post the lowest amounts. This disparity reflects significant regional differences in density and road risk.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1731.09
DRUMMONDVILLE $1409.92
GATINEAU $2351.43
LAVAL $2170.76
LÉVIS $1722.21
LONGUEUIL $2318.46
MONTRÉAL $3321.36
QUÉBEC $2215.66
REPENTIGNY $2144.15
Saguenay $2001.42
SAINT-JEAN-SUR-RICHELIEU $1871.66
SAINT-JÉRÔME $1648.52
SHERBROOKE $1433.30
TERREBONNE $1325.90

Frequently asked questions (FAQ)

How much does insurance cost for a 2025 Honda Civic?
The average premium for a 2025 Honda Civic varies by year: $2297 in 2024, $2768 in 2025, and $2212 in 2026. These fluctuations show that insurance costs can shift noticeably from one year to the next.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required for any road vehicle driven on public roads.
Why did the Civic 2025 premium drop between 2025 and 2026?
After peaking at $2768 in 2025, the average premium fell to $2212 in 2026, which may reflect a claims-data adjustment or market stabilization rather than a continued increase.
Which city has the highest 2025 Civic insurance cost?
Based on the data provided, Montreal has the highest premium at $3512, well above the other compared cities.
Where is the 2025 Civic cheapest to insure?
Trois-Rivières ($965), Lévis ($1270), and Terrebonne ($1326) post the lowest average premiums among the cities provided.
What factors influence a 2025 Civic's premium?
City of residence, driver age, claims history, and local risk profile all play a significant role, as shown by the large gap between Montreal and Trois-Rivières.
How can I lower my premium for a 2025 Civic?
Comparing quotes from multiple insurers and considering regional price differences, which can exceed $2000 depending on the city, often helps find a more affordable option.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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