HONDA CIVIC 2026 Car Insurance

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The 2026 Honda Civic is a modern compact sedan known for reliability, fuel efficiency, and enjoyable driving dynamics. As a recent model, it attracts drivers seeking a versatile, well-equipped vehicle suited to varied daily use.

HONDA CIVIC 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 Honda Civic is a recent model, only two years of data are available. Between 2025 and 2026, the average premium rises from $2481 to $2667 — an increase of about 7%. More data will be needed to confirm a long-term trend.

To find the best insurance for your HONDA CIVIC 2026 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA CIVIC 2026

How much does insurance for your HONDA CIVIC 2026 cost in Quebec?

Premiums are highest for the 2026 Civic in Montreal ($3331), Saint-Jean-sur-Richelieu ($2834), and Gatineau ($2805), while Brossard ($1904), Quebec City ($1974), and Trois-Rivières ($1997) show the lowest amounts. The gap between cities remains significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1903.81
DRUMMONDVILLE	$2093.38
GATINEAU	$2717.20
LAVAL	$2211.89
LÉVIS	$2994.76
LONGUEUIL	$2458.08
MONTRÉAL	$3118.49
QUÉBEC	$2074.07
REPENTIGNY	$2412.40
Saguenay	$2516.25
SAINT-JEAN-SUR-RICHELIEU	$2462.99
SAINT-JÉRÔME	$2461.01
SHERBROOKE	$2609.51
TERREBONNE	$2621.43
TROIS-RIVIÈRES	$2224.68

Frequently asked questions (FAQ)

How much does insurance cost for a 2026 Honda Civic?

The average premium for a 2026 Honda Civic is $2667 in 2026, up from $2481 recorded in 2025.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.

Has the 2026 Civic's premium increased significantly?

Only two years of data are available for this recent model. The premium rose from $2481 to $2667 between 2025 and 2026 — about a 7% increase — though it's too early to call this a long-term trend.

Which city offers the lowest insurance cost for a 2026 Civic?

Based on the data provided, Brossard ($1904), Quebec City ($1974), and Trois-Rivières ($1997) post the lowest average premiums for this model.

Why does Montreal show the highest premium?

Montreal has the highest average premium ($3331), likely due to traffic density and higher claim frequency in urban areas.

Does limited history affect my premium?

For a recent model like the 2026 Civic, insurers have less claims data, which can create notable differences between insurers and makes comparing several quotes worthwhile.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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HONDA CIVIC 2026 by city

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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