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KIA Car Insurance

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Kia is a South Korean automaker known for vehicles offering strong value, generous warranties, and modern design. The brand's lineup spans compact sedans to family SUVs, appealing to pragmatic drivers seeking affordable reliability.

KIA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for Kia vehicles fluctuate, dropping from $1516 to a low of $1167 in 2022, then climbing steadily to $1625 in 2025 before easing slightly to $1597 in 2026. This variation reflects market adjustments rather than a linear trend.

To find the best insurance for your KIA vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA cost in Quebec?

The highest Kia premium is found in Montreal ($2230), followed by Gatineau ($1788) and Longueuil ($1768), while Saint-Jean-sur-Richelieu ($1330) and Drummondville ($1420) show the lowest amounts. The gap between Montreal and the most affordable cities remains significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1487.12
DRUMMONDVILLE $1430.45
GATINEAU $1828.95
LAVAL $1769.38
LÉVIS $1481.60
LONGUEUIL $1760.59
MONTRÉAL $2244.36
QUÉBEC $1556.46
REPENTIGNY $1441.85
Saguenay $1551.59
SAINT-JEAN-SUR-RICHELIEU $1308.10
SAINT-JÉRÔME $1536.58
SHERBROOKE $1418.49
TERREBONNE $1627.28
TROIS-RIVIÈRES $1434.85

Frequently asked questions (FAQ)

How much does auto insurance cost for a Kia?
In 2026, the average premium for a Kia vehicle is $1597, down slightly from $1625 in 2025. This amount varies by model, city, and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
How have Kia premiums evolved since 2021?
Premiums dropped to $1167 in 2022 before climbing gradually to $1625 in 2025, then easing slightly to $1597 in 2026, showing a non-linear pattern rather than a steady increase.
Which city has the highest Kia insurance cost?
Based on the data provided, Montreal shows the highest premium at $2230, well above other cities like Gatineau ($1788) and Longueuil ($1768).
Where is Kia insurance most affordable?
Saint-Jean-sur-Richelieu ($1330) and Drummondville ($1420) post the lowest average premiums among the cities provided.
What factors influence the cost of insuring a Kia?
Model, year, vehicle usage, place of residence, and driver profile all influence the premium, which ranges from $1330 to $2230 across the cities evaluated.
How can I lower my Kia insurance premium?
Comparing quotes from several insurers, bundling auto and home policies, and maintaining a clean driving record are effective ways to reduce the premium.

Offers received by our customers on KIA cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026