KIA OPTIMA 2012
A Woman from Sainte-Julienne
$283 /year
Premium computed in March 2026
The 2012 Kia Optima is a midsize sedan with sharp styling and generous features for its class. Affordable and dependable, it appeals to drivers seeking strong value for daily use without sacrificing comfort.
From 2021 to 2026, the average premium for the 2012 Kia Optima fluctuates rather than following a linear trend, ranging from $769 in 2021 to a peak of $1206 in 2022, before settling around $1011 in 2026. These variations likely reflect broader insurance market adjustments rather than changes to the vehicle itself.
To find the best insurance for your KIA OPTIMA 2012 vehicle, it is more important than ever to compare the available options.
Premiums are highest for the 2012 Kia Optima in Gatineau ($1792), Lévis ($1693), and Montreal ($1612), while Saguenay ($415) and Trois-Rivières ($783) show the lowest amounts. The gap between these cities is considerable, with Gatineau reaching more than four times the Saguenay average.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1061.66 |
| GATINEAU | $1791.96 |
| LAVAL | $1465.49 |
| LÉVIS | $1693.48 |
| LONGUEUIL | $810.90 |
| MONTRÉAL | $1611.57 |
| QUÉBEC | $973.38 |
| Saguenay | $415.4 |
| SAINT-JÉRÔME | $1005.94 |
| TERREBONNE | $1070.38 |
| TROIS-RIVIÈRES | $783.11 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
