KIA OPTIMA 2014
A Man from Sainte-Marthe-Sur-Le-Lac
$676 /year
Premium computed in May 2026
The Kia Optima is a stylish midsize sedan offering excellent value, refined design, and solid tech features. It appeals to drivers seeking daily comfort and reliability without the price tag of premium brands.
From 2021 to 2026, the average premium for the Kia Optima drops sharply, moving from $2840 to $1185 by 2022, then fluctuating between $1500 and $1122 through 2026. The overall trend over the period is downward compared to the 2021 peak.
To find the best insurance for your KIA OPTIMA vehicle, it is more important than ever to compare the available options.
Premiums are highest for the Kia Optima in Montreal ($1852) and Gatineau ($1829), while Saguenay ($427) and Terrebonne ($725) show the lowest amounts. The gap between these cities is particularly pronounced.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1133.72 |
| DRUMMONDVILLE | $1537.56 |
| GATINEAU | $1828.80 |
| LAVAL | $1233.15 |
| LÉVIS | $1508.00 |
| LONGUEUIL | $1648.76 |
| MONTRÉAL | $1852.28 |
| QUÉBEC | $1126.30 |
| REPENTIGNY | $1227.96 |
| Saguenay | $426.84 |
| SAINT-JEAN-SUR-RICHELIEU | $1061.09 |
| SAINT-JÉRÔME | $1005.94 |
| SHERBROOKE | $990.18 |
| TERREBONNE | $724.84 |
| TROIS-RIVIÈRES | $1167.56 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| KIA OPTIMA 2020 | $1440.93 |
| KIA OPTIMA 2019 | $1753.89 |
| KIA OPTIMA 2018 | $1725.93 |
| KIA OPTIMA 2017 | $1490.87 |
| KIA OPTIMA 2016 | $1438.76 |
| KIA OPTIMA 2015 | $1253.25 |
| KIA OPTIMA 2014 | $1219.68 |
| KIA OPTIMA 2013 | $980.89 |
| KIA OPTIMA 2012 | $1092.77 |
| KIA OPTIMA 2011 | $905.24 |
| KIA OPTIMA 2010 | $524.80 |
| KIA OPTIMA 2009 | $577.45 |
| KIA OPTIMA 2008 | $531.00 |
| KIA OPTIMA 2007 | $433.22 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the KIA OPTIMA, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| MAGENTIS ANNIVERSARY EDITION 4DR | 2005 |
| MAGENTIS EX V6 4DR | 2004 - 2006 |
| MAGENTIS LX 4DR | 2001 - 2010 |
| MAGENTIS LX SPORT 4DR | 2001 - 2002 |
| MAGENTIS LX SPORT V6 4DR | 2001 - 2002 |
| MAGENTIS LX V6 4DR | 2001 - 2010 |
| MAGENTIS SE V6 4DR | 2001 - 2003 |
| MAGENTIS SX 4DR | 2007 - 2010 |
| MAGENTIS SX V6 4DR | 2009 - 2010 |
| OPTIMA EX 4DR | 2006 - 2020 |
| OPTIMA EX HEV 4DR | 2013 - 2020 |
| OPTIMA EX PHEV 4DR | 2017 - 2020 |
OPTIMA EX PREMIUM HEV 4DR (2019 - 2020), OPTIMA EX PREMIUM PHEV 4DR (2020), OPTIMA EX TECH 4DR (2019), OPTIMA EX TURBO 4DR (2012 - 2013), OPTIMA EX V6 4DR (2005 - 2009), OPTIMA EX+ 4DR (2020), OPTIMA HEV 4DR (2011 - 2013), OPTIMA LX 4DR (2001 - 2019), OPTIMA LX HEV 4DR (2014 - 2020), OPTIMA LX V6 4DR (2005 - 2008), OPTIMA LX+ 4DR (2019), OPTIMA SE 4DR (2001 - 2005), OPTIMA SE V6 4DR (2002), OPTIMA SX 4DR (2014 - 2015), OPTIMA SX TURBO 4DR (2011 - 2019), OPTIMA SXL TURBO 4DR (2016 - 2019)
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
