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KIA RIO 2012 Car Insurance

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The 2012 Kia Rio is an economical subcompact built for everyday city driving. Affordable to buy and maintain, it appeals to drivers looking for a simple, reliable, and low-cost vehicle for daily commuting.

KIA RIO 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2012 Kia Rio generally decrease, moving from $935 to $583, despite some year-to-year fluctuations. This decline reflects the vehicle's ongoing depreciation and lower replacement value as it ages.

To find the best insurance for your KIA RIO 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO 2012 cost in Quebec?

Premiums vary significantly by city: Montreal shows the highest amount ($1125), followed by Saint-Jérôme ($913) and Quebec City ($800), while Gatineau ($201) and Brossard ($208) show the lowest amounts. This disparity illustrates the strong impact of location on insurance costs.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $208.46
GATINEAU $401.93
LAVAL $391.13
LÉVIS $276.72
LONGUEUIL $348.04
MONTRÉAL $1124.85
QUÉBEC $799.63
SAINT-JÉRÔME $913.16
TERREBONNE $609.75

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Kia Rio?
The average premium for a 2012 Kia Rio varies by reference year, ranging from $935 in 2021 to $583 in 2026, reflecting the vehicle's ongoing depreciation.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the premium for the 2012 Kia Rio decrease over time?
As the vehicle ages, its replacement value decreases, which generally lowers insurance costs. The average premium dropped from $935 in 2021 to $583 in 2026.
Which city has the highest insurance cost for the 2012 Kia Rio?
Based on the data provided, Montreal shows the highest premium ($1125), followed by Saint-Jérôme ($913) and Quebec City ($800).
Where is insurance cheapest for this model?
Gatineau ($201) and Brossard ($208) show the lowest average premiums among the cities provided for the 2012 Kia Rio.
What factors influence the premium for an older Kia Rio?
The vehicle's age, reduced market value, regional claim frequency, and driver profile are the main factors influencing the premium for the 2012 Kia Rio.
How can I reduce my premium for a 2012 Kia Rio?
Comparing quotes from several insurers and adjusting coverage to match the vehicle's actual value often helps reduce insurance costs for an older model like the Rio 2012.

No recent premium example was found for "KIA RIO 2012".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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