KIA RIO 2016 Car Insurance

The 2016 Kia Rio is an economical subcompact known for its reliability, low fuel consumption, and affordable maintenance costs. Ideal for city driving and new drivers, it offers strong value without sacrificing essential comfort.

KIA RIO 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Kia Rio fluctuate rather than follow a linear trend, dropping from $1064 in 2021 to a low of $911 in 2023, then rising back to $971 in 2026. These variations reflect insurance market adjustments rather than a continuous increase.

To find the best insurance for your KIA RIO 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA RIO 2016

How much does insurance for your KIA RIO 2016 cost in Quebec?

Premiums are highest for the 2016 Kia Rio in Lévis ($1707) and Montreal ($1411), while Drummondville ($513) and Saint-Jérôme ($572) show the lowest amounts. The gap between the priciest and most affordable cities exceeds $1000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$513.43
LAVAL	$717.50
LÉVIS	$1706.94
LONGUEUIL	$1095.78
MONTRÉAL	$1411.16
QUÉBEC	$1080.52
REPENTIGNY	$599.26
Saguenay	$1399
SAINT-JEAN-SUR-RICHELIEU	$692.05
SAINT-JÉRÔME	$572.06
SHERBROOKE	$1206.50
TERREBONNE	$626.75
TROIS-RIVIÈRES	$824.82

Frequently asked questions (FAQ)

How much does it cost to insure a 2016 Kia Rio?

The average premium varies by year, with a low of $911 in 2023 and a rise to $971 in 2026. In 2025, the average stood at $1061.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Do premiums for the 2016 Kia Rio keep rising?

No. Between 2021 and 2026, premiums fluctuate, dropping from $1064 to a low of $911 in 2023, then gradually rising again, without a clear linear trend.

Which city has the highest insurance cost for a 2016 Kia Rio?

Based on the data provided, Lévis has the highest average premium at $1707, followed by Montreal at $1411 and Sherbrooke at $1207.

Where is the 2016 Kia Rio cheapest to insure?

Drummondville ($513) and Saint-Jérôme ($572) offer the lowest average premiums among the cities provided.

What factors influence the premium for a 2016 Kia Rio?

The vehicle's age, its lower replacement value, driver profile, and city of residence are the main factors explaining the differences observed across regions.

How can I lower my premium for a 2016 Kia Rio?

Comparing quotes from several insurers and checking city-level premiums, where gaps exceed $1000, often helps find a better price for this model.

No recent premium example was found for "KIA RIO 2016".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/04/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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