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KIA RIO 2018 Car Insurance

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The 2018 Kia Rio is an economical subcompact hatchback/sedan valued for its low fuel consumption and practical city-friendly size. Reliable and affordable to purchase, it appeals to drivers seeking a simple, easy-to-maintain vehicle.

KIA RIO 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2018 Kia Rio fluctuates rather than following a linear trend, moving from $1227 in 2021 down to $1096 in 2022, then rising to $1313 in 2025 before falling to $1155 in 2026. Overall, amounts remain relatively stable over the available period.

To find the best insurance for your KIA RIO 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO 2018 cost in Quebec?

The highest premiums for the 2018 Kia Rio are seen in Repentigny ($2019), Saint-Jean-sur-Richelieu ($1882), and Longueuil ($1601), while Saint-Jérôme ($532), Drummondville ($664), and Gatineau ($687) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $663.81
GATINEAU $687.17
LAVAL $1197.19
LÉVIS $1329.12
LONGUEUIL $1600.90
MONTRÉAL $1285.77
QUÉBEC $1317.60
REPENTIGNY $2019.07
Saguenay $1567.82
SAINT-JEAN-SUR-RICHELIEU $1881.56
SAINT-JÉRÔME $1063.46
SHERBROOKE $1241.14
TERREBONNE $1321.92
TROIS-RIVIÈRES $1202.36

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Kia Rio?
The average premium for a 2018 Kia Rio was $1313 in 2025 and $1155 in 2026, based on available data. These amounts vary significantly depending on the city and driver profile.
Has the premium for the 2018 Kia Rio changed much since 2021?
Amounts have fluctuated rather than followed a steady trend, moving from $1227 in 2021 to $1096 in 2022, then rising to $1313 in 2025 before dropping to $1155 in 2026.
Which city has the highest cost to insure a 2018 Kia Rio?
Based on the data provided, Repentigny shows the highest premium ($2019), followed by Saint-Jean-sur-Richelieu ($1882) and Longueuil ($1601).
Which city has the lowest cost to insure a 2018 Kia Rio?
Saint-Jérôme ($532), Drummondville ($664), and Gatineau ($687) show the lowest average premiums among the analyzed cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why are premium differences so large between cities for the 2018 Kia Rio?
Traffic volume, claim frequency, and local theft rates vary from city to city, which explains differences that can exceed $1000 between regions.
How can I lower my premium for a 2018 Kia Rio?
Comparing quotes from several insurers, maintaining a clean driving record, and bundling policies are effective ways to reduce coverage costs.

Offers received by our customers on KIA RIO 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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