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KIA RIO 2019 Car Insurance

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The 2019 Kia Rio is an economical subcompact valued for its low fuel consumption, affordable upkeep, and easy urban maneuverability. It targets drivers seeking a reliable, simple, and low-cost vehicle to own.

KIA RIO 2019 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, the average premium for the 2019 Kia Rio rises sharply from $584 to $1279, before declining to $1120 in 2026. This recent drop may signal a stabilization of costs after several years of sustained increases.

To find the best insurance for your KIA RIO 2019 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO 2019 cost in Quebec?

Premiums vary widely by city: Terrebonne ($2825) and Trois-Rivières ($2293) post the highest amounts, while Gatineau ($598) and Drummondville ($647) show the lowest premiums. Montreal ($1968) and Sherbrooke ($1267) also rank above average.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $647.46
GATINEAU $597.75
LAVAL $889.94
MONTRÉAL $1967.56
QUÉBEC $821.22
REPENTIGNY $631.06
SAINT-JEAN-SUR-RICHELIEU $628.4
SHERBROOKE $1267.44
TERREBONNE $2824.67
TROIS-RIVIÈRES $2292.73

Frequently asked questions (FAQ)

How much does insurance cost for a 2019 Kia Rio?
The average premium for a 2019 Kia Rio reached $1279 in 2025, after a marked increase since 2021, then decreased to $1120 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium for the 2019 Kia Rio rise so much between 2021 and 2025?
The premium rose from $584 to $1279 over this period, an increase that reflects, among other factors, rising repair and parts replacement costs across the industry.
Which city has the highest insurance cost for a 2019 Kia Rio?
Based on the data provided, Terrebonne ($2825) and Trois-Rivières ($2293) show the highest average premiums for this model.
Where is the 2019 Kia Rio cheapest to insure?
Gatineau ($598) and Drummondville ($647) offer the lowest average premiums among the cities provided.
Does the 2026 premium drop signal a lasting trend?
Not necessarily. After a continuous rise from 2021 to 2025, the drop to $1120 in 2026 could reflect a temporary market adjustment rather than a confirmed long-term trend.
How can I lower my insurance premium for a 2019 Kia Rio?
Comparing quotes from several insurers, especially in cities with notable gaps like Terrebonne and Trois-Rivières, often helps secure a better price for this model.

Offers received by our customers on KIA RIO 2019 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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