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KIA RIO 2023 Car Insurance

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The 2023 Kia Rio is an affordable, easy-to-live-with subcompact designed for city driving. With modest fuel consumption and a compact footprint, it appeals to drivers seeking an accessible first car for daily use.

KIA RIO 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2023 Kia Rio fluctuates, rising from $1601 to a peak of $1662 in 2023, then gradually declining to $1349 by 2026. This recent decrease may reflect improved risk assessment for this model over time.

To find the best insurance for your KIA RIO 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA RIO 2023 cost in Quebec?

Premiums vary significantly by city: Terrebonne shows the highest premium ($2958), followed by Montreal ($1860) and Lévis ($1733), while Saint-Jean-sur-Richelieu ($759) and Brossard ($869) offer the lowest amounts for the 2023 Kia Rio.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $868.73
GATINEAU $1580.45
LAVAL $1747.77
LÉVIS $1733.19
LONGUEUIL $948.3
MONTRÉAL $1860.03
QUÉBEC $1345.64
REPENTIGNY $1021.18
Saguenay $1649.17
SAINT-JEAN-SUR-RICHELIEU $759.4
SAINT-JÉRÔME $1409.21
SHERBROOKE $1675.13
TERREBONNE $2958.14
TROIS-RIVIÈRES $1148.46

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Kia Rio?
The average premium for a 2023 Kia Rio varies by year, ranging from $1601 in 2022 to $1349 in 2026, with a peak of $1662 in 2023.
Is the premium for the 2023 Kia Rio increasing or decreasing?
After an initial rise to $1662 in 2023, the average premium gradually declines to $1349 by 2026, marking a notable decrease over the recent period.
In which city is the 2023 Kia Rio most expensive to insure?
Terrebonne shows the highest premium at $2958, well above Montreal ($1860) and Lévis ($1733).
Where is insurance for the 2023 Kia Rio the cheapest?
Based on the data provided, Saint-Jean-sur-Richelieu ($759) and Brossard ($869) post the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2023 Kia Rio?
Location, driving history, vehicle use, and parts costs all influence the premium, which varies significantly by city, from $759 to $2958.
How can I reduce my premium for a 2023 Kia Rio?
Comparing quotes from several insurers often reveals better prices, especially given the significant differences observed between cities for this model.

No recent premium example was found for "KIA RIO 2023".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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