Tenant insurance prices in Longueuil

HOME INSURANCE COSTS FOR A TENANT IN LONGUEUIL (LAST 7 YEARS)

Tenant insurance in Longueuil covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.

Between 2019 and 2026, average tenant insurance premiums in Longueuil show a general downward trend, moving from $445 in 2019 to $316 in 2026 — a reduction of roughly 29%. After a sharp drop between 2019 and 2020, premiums stabilized around $320–$340 between 2021 and 2026, reflecting market normalization and increased competition among insurers.

Factors influencing your home insurance premium

Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:

Property value and replacement cost - The higher your property value, the higher the premium, since the cost of rebuilding after a loss is greater.

Property type - A house, a condo, and a rental unit present different risks and are insured differently.

Location and postal code - Urban density, crime rates, proximity to fire hydrants, and presence in flood zones directly affect the premium.

Building characteristics - Year built, materials, condition of roof, plumbing, and electrical system.

Prevention measures - Alarm systems, smoke detectors, sprinklers, and other safety devices generally reduce the premium.

Claims history - A claim-free record favors more advantageous premiums.

Coverage choices - Deductible amount, liability limits, and optional protections adjust the premium.

Average premium by property value in Longueuil

In Longueuil, tenant premiums vary by contents coverage amount: starting at $296 for $20k–$30k coverage, rising to $323 for $30k–$50k, then accelerating noticeably to $389 for $50k–$75k and $420 for $75k–$100k. The gap between the lowest coverage tier (under $20k) and the highest ($100k–$150k) reaches $211, reflecting the direct relationship between insured contents value and claim risk.

Contents value	Average price over the last 12 months
20k-30k	$296.44
30k-50k	$322.36
50k-75k	$375.05
75k-100k	$376.50
100k-150k	$481.05

Frequently asked questions

How much does tenant insurance cost in Longueuil?

The average premium in 2026 is $316 per year for a tenant in Longueuil, down roughly 29% since 2019.

How does contents coverage amount affect the premium in Longueuil?

The premium rises with coverage tier: $323 for $30k–$50k coverage, then $389 for $50k–$75k. The chosen contents amount is the main driver of the premium.

Is tenant insurance mandatory in Longueuil?

No, it is not mandatory in Quebec, but it is often required by landlords and remains very affordable starting at $296 per year in Longueuil.

Why have tenant premiums fallen in Longueuil?

Between 2019 and 2026, premiums dropped roughly 29%, from $445 to $316, reflecting increased competition among insurers and market normalization.

What does tenant insurance cover?

It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria

Analysis period: Our analyses are based on millions of insurance submissions from recent years (up to a 10-year window), ensuring the relevance of our comparisons.

Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.

Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.

Last update: 05/29/2026

Tenant insurance price examples in Longueuil

HOME INSURANCE COSTS FOR A TENANT IN LONGUEUIL (LAST 7 YEARS)

Factors influencing your home insurance premium

Average premium by property value in Longueuil

Frequently asked questions

Offers received by our customers for tenant insurance in Longueuil

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Methodology

Coverage types in Longueuil

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